VeraBank, N.A.: Balance Sheet Growth
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Data as of · Derived from Call Report Schedule RC across quarters How we update
VeraBank, N.A. reported all 12 line items on this page on its Q3 2026 filing. Total assets was $4.86B in Q3 2026, up 12.0% from $4.34B in Q3 2025. Across the 12 quarters shown it ranged from $4.07B (Q4 2023) to $4.86B (Q3 2026).
Total deposits, year over year climbed 6.68 percentage points in Q3 2026, from 5.80% to 12.48%. It was the largest change from Q2 2026 among the key lines here.
Year-over-year growth
| Line item | Q3 2026 |
|---|---|
| Total assets, year over year | 12.05% |
| Total loans, year over year | -0.35% |
| Total deposits, year over year | 12.48% |
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Growth measures
Largest change in this table: net loan growth (quarter, annualized), down 5.71 points to -5.83% in Q3 2026 after -0.12% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Asset growth rate | 24.56% |
| Loan growth rate | -5.81% |
| Deposit growth rate | 26.83% |
| Net loan growth (quarter, annualized) | -5.83% |
| Internal capital growth rate | 13.96% |
Loan growth persistently above internal capital growth has to be funded somewhere, either by raising capital, or by thinning the ratios.
Balance sheet levels
Largest change in this table: total deposits, up 6.7% to $4.29B in Q3 2026 after $4.02B in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total assets | $4.86B |
| Total loans and leases | $2.76B |
| Total deposits | $4.29B |
| Total equity capital | $530.3M |
Source: Call Report Schedule RC: Total assets (item 12, RCON2170); Call Report Schedule RC-C, Part I: Total loans and leases (item 12, RCON2122); Call Report Schedule RC: Total deposits (item 13.a, RCON2200), Total equity capital (item 27.a, RCON3210).
Balance Sheet Growth trend
Balance Sheet Growth by quarter
| Quarter | Assets | Loans | Deposits | Total assets | Total loans |
|---|---|---|---|---|---|
| Q4 2023 | 2.95% | 13.36% | 1.81% | $4.07B | $2.76B |
| Q1 2024 | -8.10% | 11.71% | 2.76% | $4.12B | $2.78B |
| Q2 2024 | -8.15% | 9.48% | 2.70% | $4.12B | $2.82B |
| Q3 2024 | 5.11% | 6.70% | 4.80% | $4.25B | $2.84B |
| Q4 2024 | 5.55% | 2.51% | 5.47% | $4.30B | $2.83B |
| Q1 2025 | 5.66% | 3.00% | 5.62% | $4.35B | $2.86B |
| Q2 2025 | 4.62% | 0.95% | 4.39% | $4.31B | $2.84B |
| Q3 2025 | 2.26% | -2.29% | 1.03% | $4.34B | $2.77B |
| Q4 2025 | 3.43% | -2.12% | 2.19% | $4.44B | $2.77B |
| Q1 2026 | 4.13% | -2.09% | 2.98% | $4.53B | $2.80B |
| Q2 2026 | 6.39% | -1.49% | 5.80% | $4.58B | $2.80B |
| Q3 2026 | 12.05% | -0.35% | 12.48% | $4.86B | $2.76B |
VeraBank, N.A. balance sheet growth, quarter by quarter
Balance Sheet Growth since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Derived from Call Report Schedule RC across quarters, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full VeraBank, N.A. profile or its peer group comparison.
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