Branch Network
Vidalia Federal Savings Bank Locations & Branches Vidalia, Georgia
BankRegReports is independent of Vidalia Federal Savings Bank and never asks for online banking logins or passwords.
Vidalia Federal Savings Bank operates 2 branches from its headquarters in Vidalia, GA, .
Vidalia Federal Savings Bank branch network
Both branches are in GEORGIA, across 2 cities. Its largest office by deposits is its main office in Vidalia, GA, with $104.3M (63.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Vidalia Federal Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.05% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $212.0M
- Tier 1 leverage ratio, Q2 2026
- 12.05%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1936
Full financial profile · Is Vidalia Federal Savings Bank safe? · Vidalia Federal Savings Bank Q3 2026 call report, filed October 6, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Vidalia, GA (1 branch) | 4 of 7 | 12.7% | $104.3M |
| State: GA (2 branches) | 124 of 177 | <0.1% | $164.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Vidalia Federal Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Toombs, GA (2 branches) | 4 of 7 | 15.1% | $164.3M | $1.09B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Vidalia, GA (2 branches) | 5 of 7 | 13.8% | $164.3M | $1.19B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Vidalia Federal Savings Bank (main office) | Vidalia, GA | 30474 | $104.3M |
| Lyons Branch | Lyons, GA | 30436 | $60.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29772) · FFIEC NIC profile (RSSD 126375)