Bank Routing Number

Wayne Bank and Trust Co. Routing Number

The primary ABA routing number (RTN) for Wayne Bank and Trust Co., Richmond, IN is shown below.

Primary ABA / RTN

074904530

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 10, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Wayne Bank and Trust Co. routing number?

The Wayne Bank and Trust Co. routing number is 074904530. It is the primary ABA routing transit number registered to Wayne Bank and Trust Co., headquartered in Richmond, IN. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 10, 2026.

What is the Wayne Bank and Trust Co. wire routing number?

This page lists 074904530, the primary routing number registered to Wayne Bank and Trust Co. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Wayne Bank and Trust Co. before sending a wire.

Is ABA number 074904530 the routing number for Wayne Bank and Trust Co.?

Yes. ABA number 074904530 is the primary routing number registered to Wayne Bank and Trust Co. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 074904530?

Routing number 074904530 belongs to Wayne Bank and Trust Co., headquartered in Richmond, IN. It is the bank's primary ABA routing number (FDIC certificate 1849).

Routing numbers of similar-size institutions in Indiana

Credit union, Richmond, IN: Natco Credit Union: 274975660
Credit union, Richmond, IN: Health Care Professionals Federal Credit Union: 274986413
Credit union, Richmond, IN: Wayne Teachers Federal Credit Union: 274975770
Bank, Connersville, IN: Union Savings and Loan Association: 274971101
Bank, Brownsburg, IN: Hendricks County Bank and Trust Company: 074906091
Credit union, Tipton, IN: Encompass Federal Credit Union: 274976038
Bank, Boonville, IN: Peoples Trust and Savings Bank: 081303920
Credit union, Muncie, IN: Primetrust Financial Federal Credit Union: 274975424

All routing numbers in Indiana

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Regulator records: FDIC BankFind (cert 1849) · FFIEC NIC profile (RSSD 451246)