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Welch State Bank of Welch, Okla. Locations & Branches Welch, Oklahoma
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Welch State Bank of Welch, Okla. operates 6 branches from its headquarters in Welch, OK, .
Welch State Bank of Welch, Okla. branch network
All 6 branches are in OKLAHOMA, across 5 cities. Miami, OK has the most of its branches, 2. Its largest office by deposits is its main office in Welch, OK, with $117.6M (29.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Welch State Bank of Welch, Okla. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.20% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $449.8M
- Tier 1 leverage ratio, Q2 2026
- 10.20%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1923
Full financial profile · Is Welch State Bank of Welch, Okla. safe? · Welch State Bank of Welch, Okla. Q3 2026 call report, filed October 15, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Welch, OK (1 branch) | 1 of 1 | 100.0% | $117.6M |
| State: OK (6 branches) | 60 of 192 | 0.3% | $394.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
Welch State Bank of Welch, Okla.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Ottawa, OK (2 branches) | 1 of 8 | 24.5% | $171.3M | $697.7M |
| Craig, OK (2 branches) | 2 of 3 | 36.7% | $137.5M | $374.7M |
| Mayes, OK (1 branch) | 9 of 10 | 5.0% | $46.8M | $943.1M |
| Nowata, OK (1 branch) | 3 of 3 | 19.1% | $39.1M | $204.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Miami, OK (2 branches) | 1 of 8 | 24.5% | $171.3M | $697.7M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Welch State Bank of Welch, Okla. (main office) | Welch, OK | 74369 | $117.6M |
| Miami Branch | Miami, OK | 74354 | $106.9M |
| Steve Owens Branch | Miami, OK | 74354 | $64.4M |
| Chouteau Branch | Chouteau, OK | 74337 | $46.8M |
| South Coffeyville Branch | South Coffeyville, OK | 74072 | $39.1M |
| Vinita Branch | Vinita, OK | 74301 | $19.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9472) · FFIEC NIC profile (RSSD 416656)