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West Alabama Bank & Trust Locations & Branches Reform, Alabama
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West Alabama Bank & Trust operates 16 branches from its headquarters in Reform, AL, .
West Alabama Bank & Trust branch network
All 16 branches are in ALABAMA, across 15 cities. Aliceville, AL has the most of its branches, 2. Its largest office by deposits is its main office in Reform, AL, with $146.7M (18.2% of its branch deposits). It had the same number of branches on June 30, 2025.
West Alabama Bank & Trust at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.22% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $929.0M
- Tier 1 leverage ratio, Q2 2026
- 12.22%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1944
Full financial profile · Is West Alabama Bank & Trust safe? · West Alabama Bank & Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Reform, AL (1 branch) | 1 of 1 | 100.0% | $146.7M |
| State: AL (16 branches) | 35 of 131 | 0.6% | $806.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
West Alabama Bank & Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pickens, AL (6 branches) | 1 of 2 | 77.1% | $343.0M | $444.9M |
| Tuscaloosa, AL (2 branches) | 9 of 25 | 2.8% | $127.3M | $4.58B |
| Choctaw, AL (1 branch) | 3 of 3 | 29.3% | $81.5M | $277.7M |
| Sumter, AL (1 branch) | 3 of 3 | 32.0% | $69.6M | $217.6M |
| Fayette, AL (1 branch) | 3 of 4 | 20.6% | $53.1M | $257.5M |
| Lamar, AL (1 branch) | 2 of 4 | 13.9% | $48.0M | $346.0M |
| Jefferson, AL (1 branch) | 37 of 39 | <0.1% | $23.5M | $44.59B |
| Perry, AL (1 branch) | 2 of 2 | 20.6% | $22.2M | $107.5M |
| Baldwin, AL (1 branch) | 26 of 32 | 0.3% | $20.6M | $6.73B |
| Bibb, AL (1 branch) | 4 of 4 | 6.4% | $17.6M | $274.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Tuscaloosa, AL (8 branches) | 5 of 30 | 8.6% | $470.3M | $5.49B |
| Birmingham-Hoover, AL (2 branches) | 39 of 46 | <0.1% | $41.1M | $52.49B |
| Daphne-Fairhope-Foley, AL (1 branch) | 26 of 32 | 0.3% | $20.6M | $6.73B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West Alabama Bank & Trust (main office) | Reform, AL | 35481 | $146.7M |
| Northport Branch | Northport, AL | 35476 | $93.1M |
| West Pusmataha Street Branch | Butler, AL | 36904 | $81.5M |
| Aliceville Branch | Aliceville, AL | 35442 | $78.9M |
| Livingston Branch | Livingston, AL | 35470 | $69.6M |
| Carrollton Branch | Carrollton, AL | 35447 | $67.5M |
| Fayette Branch | Fayette, AL | 35555 | $53.1M |
| Millport Branch | Millport, AL | 35576 | $48.0M |
| Gordo Branch | Gordo, AL | 35466 | $44.6M |
| Tuscaloosa Branch | Tuscaloosa, AL | 35405 | $34.2M |
| Birmingham Branch | Birmingham, AL | 35223 | $23.5M |
| Perry County Branch | Marion, AL | 36756 | $22.2M |
| Fairhope Branch | Fairhope, AL | 36532 | $20.6M |
| Woodstock Branch | Woodstock, AL | 35188 | $17.6M |
| Ethelsville Branch | Ethelsville, AL | 35461 | $5.3M |
| Drive-In Branch | Aliceville, AL | 35442 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16175) · FFIEC NIC profile (RSSD 501132)