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West Central Georgia Bank Locations & Branches Thomaston, Georgia
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West Central Georgia Bank operates 2 branches from its headquarters in Thomaston, GA, .
West Central Georgia Bank branch network
Both branches are in GEORGIA. Its largest office by deposits is its main office in Thomaston, GA, with $119.8M (96.8% of its branch deposits). It had the same number of branches on June 30, 2025.
West Central Georgia Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 22.22% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $160.4M
- Tier 1 leverage ratio, Q2 2026
- 22.22%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1974
Full financial profile · Is West Central Georgia Bank safe? · West Central Georgia Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Thomaston, GA (2 branches) | 3 of 4 | 24.9% | $123.7M |
| State: GA (2 branches) | 140 of 177 | <0.1% | $123.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
West Central Georgia Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Upson, GA (2 branches) | 3 of 4 | 24.9% | $123.7M | $496.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Thomaston, GA (2 branches) | 3 of 4 | 24.9% | $123.7M | $496.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West Central Georgia Bank (main office) | Thomaston, GA | 30286 | $119.8M |
| North Thomaston Branch | Thomaston, GA | 30286 | $3.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 21526) · FFIEC NIC profile (RSSD 280138)