Branch Network
West Texas State Bank Locations & Branches Snyder, Texas
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West Texas State Bank operates 4 branches from its headquarters in Snyder, TX, .
West Texas State Bank branch network
All 4 branches are in TEXAS, across 4 cities. Its largest office by deposits is its main office in Snyder, TX, with $237.5M (59.9% of its branch deposits). It had the same number of branches on June 30, 2025.
West Texas State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $443.7M
- Tier 1 leverage ratio, Q2 2026
- 10.49%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1950
Full financial profile · Is West Texas State Bank safe? · West Texas State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Snyder, TX (1 branch) | 1 of 5 | 43.3% | $237.5M |
| State: TX (4 branches) | 206 of 441 | <0.1% | $396.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
West Texas State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Scurry, TX (1 branch) | 1 of 5 | 43.3% | $237.5M | $548.8M |
| Ector, TX (1 branch) | 11 of 18 | 2.3% | $89.6M | $3.96B |
| Lubbock, TX (1 branch) | 24 of 28 | 0.3% | $39.9M | $13.12B |
| Runnels, TX (1 branch) | 5 of 5 | 7.7% | $29.5M | $384.9M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Snyder, TX (1 branch) | 1 of 5 | 43.3% | $237.5M | $548.8M |
| Odessa, TX (1 branch) | 11 of 18 | 2.3% | $89.6M | $3.96B |
| Lubbock, TX (1 branch) | 25 of 30 | 0.3% | $39.9M | $13.38B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West Texas State Bank (main office) | Snyder, TX | 79549 | $237.5M |
| West Texas State Bank - Odessa Branch | Odessa, TX | 79761 | $89.6M |
| West Texas State Bank - Lubbock Branch | Lubbock, TX | 79407 | $39.9M |
| Edwards Street Branch | Rowena, TX | 76875 | $29.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16866) · FFIEC NIC profile (RSSD 406666)