Bank routing number ยท South English, Iowa
White State Bank Routing Number (ABA): 073910923
BankRegReports is independent of White State Bank and never asks for online banking logins or passwords.
The White State Bank routing number is 073910923. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
White State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.16% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $109.0M
- Tier 1 leverage ratio, Q2 2026
- 11.16%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 3 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is White State Bank safe? · White State Bank call report · Branch locations
White State Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 073910923 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; White State Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 1092, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to White State Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your White State Bank checks or in its online banking. Ask the bank for wire instructions (www.whitestatebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About White State Bank
White State Bank is headquartered in South English, Iowa and was established in 1908. It reported $109.0M in total assets and $96.4M in deposits for Q2 2026, the 190th largest of the 225 banks headquartered in Iowa. See the largest banks in Iowa by total assets. It reports 3 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 073910923 mean
The first four digits, 0739, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 1092, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 18 + 7 x 10 + 6 = 130, a multiple of 10, so 073910923 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the White State Bank routing number?
The White State Bank routing number is 073910923. It is the primary ABA routing transit number registered to White State Bank, headquartered in South English, IA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the White State Bank wire routing number?
This page lists the primary routing number registered to White State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with White State Bank before sending a wire.
Is ABA number 073910923 the routing number for White State Bank?
Yes. It is the primary routing number registered to White State Bank.
Which bank uses routing number 073910923?
It belongs to White State Bank, headquartered in South English, IA. It is the bank's primary ABA routing number (FDIC certificate 8519).
Routing numbers of similar-size institutions in Iowa
- Bank, Newton, IA
- FNNB Bank: 073902096
- Bank, Maynard, IA
- Maynard Savings Bank: 073914550
- Bank, Algona, IA
- Security State Bank: 073921187
- Credit union, Newton, IA
- Advantage Credit Union: 273975674
- Bank, Breda, IA
- Breda Savings Bank: 073912196
- Bank, Sibley, IA
- Sibley State Bank: 073905116
- Bank, Newell, IA
- First Community Bank: 073907897
- Credit union, Des Moines, IA
- Serve Credit Union: 273073958
View White State Bank's full profile →
More in Iowa: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 8519) · FFIEC NIC profile (RSSD 359744)