Branch Network
Winnsboro State Bank & Trust Company Locations & Branches Winnsboro, Louisiana
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Winnsboro State Bank & Trust Company operates 5 branches from its headquarters in Winnsboro, LA, .
Winnsboro State Bank & Trust Company branch network
All 5 branches are in LOUISIANA, across 5 cities. Its largest office by deposits is its main office in Winnsboro, LA, with $239.8M (64.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Winnsboro State Bank & Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.85% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $425.7M
- Tier 1 leverage ratio, Q2 2026
- 10.85%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1902
Full financial profile · Is Winnsboro State Bank & Trust Company safe? · Winnsboro State Bank & Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Winnsboro, LA (1 branch) | 1 of 6 | 43.6% | $239.8M |
| State: LA (5 branches) | 55 of 118 | 0.3% | $374.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Louisiana.
Share by county and metro area
Winnsboro State Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Franklin, LA (2 branches) | 1 of 6 | 43.6% | $259.5M | $595.2M |
| Richland, LA (2 branches) | 4 of 7 | 11.0% | $105.2M | $958.6M |
| Lincoln, LA (1 branch) | 11 of 11 | 0.4% | $10.1M | $2.37B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ruston, LA (1 branch) | 11 of 11 | 0.4% | $10.1M | $2.37B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Winnsboro State Bank & Trust Company (main office) | Winnsboro, LA | 71295 | $239.8M |
| Winnsboro State Bank & Trust Company-Rayville Branch | Rayville, LA | 71269 | $64.5M |
| Mangham Branch | Mangham, LA | 71259 | $40.6M |
| Gilbert Branch | Gilbert, LA | 71336 | $19.7M |
| Winnsboro State Bank & Trust Company-Ruston Branch | Ruston, LA | 71270 | $10.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10533) · FFIEC NIC profile (RSSD 628552)