Worthington Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Worthington Bank of Arlington, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.35% | -0.26% | 38th below |
| ROAE | 11.85% | 12.05% | -0.20% | 47th below |
| Net Interest Margin | 4.28% | 3.90% | +0.38% | 69th above |
| Efficiency Ratio | 60.84% | 63.15% | -2.31% | 51st above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.60% | 1.64% | -0.04% | 51st above |
| Yield on Earning Assets | 5.93% | 5.65% | +0.28% | 65th above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.83% | 1.85% | -0.02% | 48th below |
| Net Interest Spread | 3.28% | 3.35% | -0.07% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.17% | 0.92% | -0.75% | 67th above |
| NPA / Total Assets | 0.13% | 0.67% | -0.54% | 67th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 33rd below |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 32nd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 638.29% | 1645.57% | -1007.28% | 75th top |
| Texas Ratio | 1.21% | 7.15% | -5.94% | 70th above |
| Provision / NCO | 2058.62% | 1188.68% | +869.94% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.56% | 20.83% | -8.27% | 23rd bottom |
| Tier 1 Ratio | 12.56% | 20.87% | -8.31% | 23rd bottom |
| Total Capital Ratio | 13.61% | 21.94% | -8.33% | 23rd bottom |
| Leverage Ratio | 9.31% | 12.46% | -3.15% | 18th bottom |
| Equity / Assets | 9.58% | 11.67% | -2.09% | 37th below |
| TCE / Tangible Assets | 9.58% | 11.40% | -1.82% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.21% | 78.64% | +5.57% | 42nd below |
| Core Deposit Ratio | 85.15% | 87.09% | -1.94% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.60% | 6.47% | +5.13% | 87th top |
| Loan Growth (Y/Y) | 3.42% | 7.64% | -4.22% | 39th below |
| Deposit Growth (Y/Y) | 11.13% | 6.02% | +5.11% | 86th top |
See Worthington Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Worthington Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Worthington Bank profile, how to read a UBPR, or how this data updates.