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WSB Municipal Bank Locations & Branches Watertown, New York
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WSB Municipal Bank operates 1 branch from its headquarters in Watertown, NY, .
WSB Municipal Bank branch network
Its one office is in Watertown, NEW YORK. It had the same number of branches on June 30, 2025.
WSB Municipal Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.23% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $152.3M
- Tier 1 leverage ratio, Q2 2026
- 15.23%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1913
Full financial profile · Is WSB Municipal Bank safe? · WSB Municipal Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Watertown, NY (1 branch) | 4 of 5 | 7.5% | $98.5M |
| State: NY (1 branch) | 154 of 176 | <0.1% | $98.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
WSB Municipal Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jefferson, NY (1 branch) | 5 of 8 | 4.6% | $98.5M | $2.15B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Watertown-Fort Drum, NY (1 branch) | 5 of 8 | 4.6% | $98.5M | $2.15B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| WSB Municipal Bank (main office) | Watertown, NY | 13601 | $98.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 7274) · FFIEC NIC profile (RSSD 858818)