RCFDB577: Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual
RCFDB577 is the call report code for loans to individuals for household, family, and other personal expenditures: credit cards - nonaccrual, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 80 banks reported it, totaling $763.2M; the median among the 11 with a nonzero amount was $6.4M. The largest value reported for Q2 2026 was $389.8M, by American Express National Bank.
Definition
Report in column C the amount of all extensions of credit to individuals for household, family, and other personal expenditures arising from credit cards, as defined for Schedule RC-C, part I, item 6.a, that are in nonaccrual status as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB577 sits on the call report
| Code | RCFDB577 (prefix RCFD, item B577) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B577 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB577 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB577 |
|---|---|---|
| American Express National Bank | Sandy, UT | $389.8M |
| USAA Federal Savings Bank | Phoenix, AZ | $300.0M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $29.0M |
| Citizens Bank, N.A. | Providence, RI | $19.5M |
| Capital One, N.A. | McLean, VA | $13.0M |
| KeyBank N.A. | Cleveland, OH | $6.4M |
| 1st Financial Bank USA | Dakota Dunes, SD | $3.6M |
| UMB Bank, N.A. | Kansas City, MO | $1.0M |
| City National Bank | Los Angeles, CA | $791K |
| East West Bank | Pasadena, CA | $62K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $763.2M |
| March 31, 2026 | 80 | $863.3M |
| December 31, 2025 | 80 | $854.4M |
| September 30, 2025 | 80 | $786.6M |
| June 30, 2025 | 80 | $765.8M |
| March 31, 2025 | 82 | $1.06B |
| December 31, 2024 | 82 | $1.10B |
| September 30, 2024 | 82 | $990.6M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is