RCONB577: Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual
RCONB577 is the call report code for loans to individuals for household, family, and other personal expenditures: credit cards - nonaccrual, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $203.8M; the median among the 54 with a nonzero amount was $46K. The largest value reported for Q2 2026 was $97.8M, by First National Bank of Omaha.
Definition
Report in column C the amount of all extensions of credit to individuals for household, family, and other personal expenditures arising from credit cards, as defined for Schedule RC-C, part I, item 6.a, that are in nonaccrual status as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONB577 sits on the call report
| Code | RCONB577 (prefix RCON, item B577) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B577 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDB577 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONB577 |
|---|---|---|
| First National Bank of Omaha | Omaha, NE | $97.8M |
| Barclays Bank Delaware | Wilmington, DE | $36.0M |
| Coastal Community Bank | Everett, WA | $26.7M |
| Merrick Bank | South Jordan, UT | $19.9M |
| First National Bank | Fort Pierre, SD | $4.5M |
| First Savings Bank | Beresford, SD | $4.4M |
| Arvest Bank | Fayetteville, AR | $2.7M |
| John Deere Financial, F.S.B. | Middleton, WI | $2.4M |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $2.3M |
| Green Dot Bank | Provo, UT | $1.5M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $203.8M |
| March 31, 2026 | 4,256 | $230.5M |
| December 31, 2025 | 4,314 | $223.3M |
| September 30, 2025 | 4,355 | $224.2M |
| June 30, 2025 | 4,397 | $215.5M |
| March 31, 2025 | 4,437 | $223.6M |
| December 31, 2024 | 4,461 | $218.3M |
| September 30, 2024 | 4,490 | $215.4M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is