RCON6558: Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 30 Through 89 Days and Still Accruing
RCON6558 is the call report code for loans to finance commercial real estate, construction, and land development activities - past due 30 through 89 days and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $38.8M; the median among the 28 with a nonzero amount was $154K. The largest value reported for Q2 2026 was $18.4M, by International Bank of Commerce.
Definition
Also, includes loans to finance commercial and residential real estate activities, e.g., acquiring, developing and renovating commercial and residential real estate, that are reported in items 1606, 1594, 1978, and 1586 that are past due 30 thru 89 days and are still accruing.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON6558 sits on the call report
| Code | RCON6558 (prefix RCON, item 6558) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1991 |
The same item under other prefixes
Item 6558 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFD6558 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON6558 |
|---|---|---|
| International Bank of Commerce | Laredo, TX | $18.4M |
| Dime Commercial Bank | Bridgehampton, NY | $12.1M |
| American First National Bank | Houston, TX | $1.8M |
| Webster Bank, N.A. | Stamford, CT | $1.6M |
| Paramount Bank | Hazelwood, MO | $840K |
| Prosperity Bank | El Campo, TX | $701K |
| MidFirst Bank | Oklahoma City, OK | $555K |
| Hancock Whitney Bank | Gulfport, MS | $493K |
| First National Bank of Omaha | Omaha, NE | $391K |
| Journey Bank | Bloomsburg, PA | $265K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $38.8M |
| March 31, 2026 | 4,256 | $30.7M |
| December 31, 2025 | 4,314 | $17.6M |
| September 30, 2025 | 4,355 | $32.8M |
| June 30, 2025 | 4,397 | $53.1M |
| March 31, 2025 | 4,437 | $116.8M |
| December 31, 2024 | 4,461 | $115.9M |
| September 30, 2024 | 4,490 | $43.3M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is