RCON6559: Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 90 Days or More and Still Accruing
RCON6559 is the call report code for loans to finance commercial real estate, construction, and land development activities - past due 90 days or more and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $4.8M; the median among the 3 with a nonzero amount was $675K. The largest value reported for Q2 2026 was $4.1M, by MidFirst Bank.
Definition
Excludes loans secured by real estate included in item 1 of Schedule RC-N.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON6559 sits on the call report
| Code | RCON6559 (prefix RCON, item 6559) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1991 |
The same item under other prefixes
Item 6559 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFD6559 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON6559 |
|---|---|---|
| MidFirst Bank | Oklahoma City, OK | $4.1M |
| Newtek Bank, N.A. | Miami, FL | $675K |
| Atlantic Union Bank | Richmond, VA | $15K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $4.8M |
| March 31, 2026 | 4,256 | $4.7M |
| December 31, 2025 | 4,314 | $489K |
| September 30, 2025 | 4,355 | $1.5M |
| June 30, 2025 | 4,397 | $72K |
| March 31, 2025 | 4,437 | $607K |
| December 31, 2024 | 4,461 | $110K |
| September 30, 2024 | 4,490 | $785K |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is