RCFD6559: Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 90 Days or More and Still Accruing
RCFD6559 is the call report code for loans to finance commercial real estate, construction, and land development activities - past due 90 days or more and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 80 banks reported it, totaling $16.0M; the median among the 4 with a nonzero amount was $2.0M. The largest value reported for Q2 2026 was $12.0M, by Bank of America, N.A.
Definition
Excludes loans secured by real estate included in item 1 of Schedule RC-N.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFD6559 sits on the call report
| Code | RCFD6559 (prefix RCFD, item 6559) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1991 |
The same item under other prefixes
Item 6559 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCON6559 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFD6559 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | $12.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $2.0M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $2.0M |
| UMB Bank, N.A. | Kansas City, MO | $2K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $16.0M |
| March 31, 2026 | 80 | $28.0M |
| December 31, 2025 | 80 | $25.7M |
| September 30, 2025 | 80 | $15.8M |
| June 30, 2025 | 80 | $12.3M |
| March 31, 2025 | 82 | $29.6M |
| December 31, 2024 | 82 | $3.7M |
| September 30, 2024 | 82 | $32.4M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is