RCONC989: Asset-backed Securities: Available-for-sale Amortized Cost
RCONC989 is the call report code for asset-backed securities: available-for-sale amortized cost, reported on Schedule RC-B, Securities. For Q2 2026, 4,217 banks reported it, totaling $18.53B; the median among the 498 with a nonzero amount was $5.4M. The largest value reported for Q2 2026 was $3.66B, by Happen Bank, N.A.
Definition
Report the available-for-sale amortized cost of all asset-backed securities (other than mortgage-backed securities), including asset-backed commercial paper, not held for trading. For banks with $1 billion or more in total assets this item must equal Schedule RC-B, sum of Memorandum items 5.a through 5.f. 'Amoritized Cost of 'Available-for-sale Asset-backed securities:' (B840) 'Credit Card Receivables', (B844) 'Home Equity Lines', (B848) 'Auto Loans', (B852) 'Other Consumer Loans', (B856) 'Commercial and Industrial Loans', and (B860) 'Other'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONC989 sits on the call report
| Code | RCONC989 (prefix RCON, item C989) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-B, Securities |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2006 |
The same item under other prefixes
Item C989 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDC989 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONC989 |
|---|---|---|
| Happen Bank, N.A. | Lehi, UT | $3.66B |
| Union Bank and Trust Company | Lincoln, NE | $1.55B |
| Optum Bank, Inc. | Draper, UT | $1.15B |
| Commerce Bank | Kansas City, MO | $984.0M |
| Sallie Mae Bank | Salt Lake City, UT | $749.9M |
| Principal Bank | Des Moines, IA | $583.9M |
| Ameriprise Bank, FSB | Minneapolis, MN | $458.7M |
| WaFd Bank | Seattle, WA | $426.4M |
| Nelnet Bank | Draper, UT | $355.9M |
| Green Dot Bank | Provo, UT | $354.1M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $18.53B |
| March 31, 2026 | 4,256 | $18.70B |
| December 31, 2025 | 4,314 | $17.97B |
| September 30, 2025 | 4,355 | $18.82B |
| June 30, 2025 | 4,397 | $19.04B |
| March 31, 2025 | 4,437 | $19.31B |
| December 31, 2024 | 4,461 | $19.67B |
| September 30, 2024 | 4,490 | $19.49B |
Related
All codes on Schedule RC-B · All call report schedules · Find the code for a loan type · What a call report is