RCONH178: Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures
RCONH178 is the call report code for allocation by risk weight category 0%, loans and leases, net of unearned income, residential mortgage exposures, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $522.2M; the median among the 86 with a nonzero amount was $270K. The largest value reported for Q2 2026 was $393.1M, by Western Alliance Bank.
Definition
Allocation by Risk Weight Category 0%, Loans and leases, net of unearned income, Residential mortgage exposures
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONH178 sits on the call report
| Code | RCONH178 (prefix RCON, item H178) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item H178 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDH178 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONH178 |
|---|---|---|
| Western Alliance Bank | Phoenix, AZ | $393.1M |
| Western Commerce Bank | Carlsbad, NM | $34.8M |
| Customers Bank | Malvern, PA | $33.4M |
| FirstBank | Nashville, TN | $6.2M |
| National Cooperative Bank, N.A. | Hillsboro, OH | $5.7M |
| The Bennington State Bank | Salina, KS | $4.0M |
| Hinsdale Bank & Trust Company, N.A. | Hinsdale, IL | $3.6M |
| Citizens Business Bank, N.A. | Ontario, CA | $3.5M |
| CIBC Bank USA | Chicago, IL | $2.9M |
| Insbank | Nashville, TN | $2.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $522.2M |
| March 31, 2026 | 761 | $485.1M |
| December 31, 2025 | 2,595 | $541.6M |
| September 30, 2025 | 810 | $482.6M |
| June 30, 2025 | 2,683 | $535.5M |
| March 31, 2025 | 830 | $524.6M |
| December 31, 2024 | 2,763 | $581.3M |
| September 30, 2024 | 855 | $531.0M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is