RCFDH178: Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures
RCFDH178 is the call report code for allocation by risk weight category 0%, loans and leases, net of unearned income, residential mortgage exposures, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 77 banks reported it, totaling $323.6M; the median among the 7 with a nonzero amount was $11.4M. The largest value reported for Q2 2026 was $161.6M, by Flagstar Bank, N.A.
Definition
Allocation by Risk Weight Category 0%, Loans and leases, net of unearned income, Residential mortgage exposures
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDH178 sits on the call report
| Code | RCFDH178 (prefix RCFD, item H178) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item H178 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONH178 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 2,407 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDH178 |
|---|---|---|
| Flagstar Bank, N.A. | Hicksville, NY | $161.6M |
| Capital One, N.A. | McLean, VA | $70.0M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $68.0M |
| East West Bank | Pasadena, CA | $11.4M |
| Interaudi Bank | New York, NY | $8.2M |
| Pinnacle Bank | Nashville, TN | $4.0M |
| Amerant Bank, N.A. | Coral Gables, FL | $369K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 77 | $323.6M |
| March 31, 2026 | 77 | $293.9M |
| December 31, 2025 | 77 | $304.9M |
| September 30, 2025 | 77 | $229.5M |
| June 30, 2025 | 77 | $232.6M |
| March 31, 2025 | 79 | $240.3M |
| December 31, 2024 | 79 | $243.6M |
| September 30, 2024 | 79 | $214.3M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is