Call report code · Schedule RC-L
RCONJ456: Credit Card Lines: Other Unused Credit Card Lines
RCONJ456 is the call report code for credit card lines: other unused credit card lines, reported on Schedule RC-L, Derivatives and Off-Balance-Sheet Items. For Q2 2026, 720 banks reported it, totaling $18.33B; the median among the 204 with a nonzero amount was $13.5M. The largest value reported for Q2 2026 was $3.58B, by First National Bank of Omaha.
Definition
Y-9C Schedule HC-L Item 1.b.(2)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONJ456 sits on the call report
| Code | RCONJ456 (prefix RCON, item J456) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-L, Derivatives and Off-Balance-Sheet Items |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2010 |
The same item under other prefixes
Item J456 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDJ456 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 73 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONJ456 |
|---|---|---|
| First National Bank of Omaha | Omaha, NE | $3.58B |
| Commerce Bank | Kansas City, MO | $1.57B |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $1.22B |
| First Horizon Bank | Memphis, TN | $1.00B |
| Barclays Bank Delaware | Wilmington, DE | $992.0M |
| Western Alliance Bank | Phoenix, AZ | $887.1M |
| Arvest Bank | Fayetteville, AR | $623.1M |
| Hancock Whitney Bank | Gulfport, MS | $612.2M |
| First National Bank of Pennsylvania | Greenville, PA | $567.4M |
| First Interstate Bank | Billings, MT | $482.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 720 | $18.33B |
| March 31, 2026 | 5 | $1.24B |
| December 31, 2025 | 745 | $21.64B |
| September 30, 2025 | 2 | $1.26B |
| June 30, 2025 | 765 | $20.44B |
| March 31, 2025 | 3 | $781.0M |
| December 31, 2024 | 781 | $20.31B |
| September 30, 2024 | 2 | $780.0M |
Related
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