RCONK658: Banker's Bank Deduction Limit
RCONK658 is the call report code for banker's bank deduction limit, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments. For Q2 2026, 16 banks reported it, totaling $7.30B; the median among the 12 with a nonzero amount was $436.2M. The largest value reported for Q2 2026 was $2.78B, by TIB, N.A.
Definition
A qualifying banker's bank is eligible to have certain assets deducted from its assessment base, subject to a limit. Report in this item the banker's bank deduction limit, which equals the sum of a qualifying banker's bank's average deposits of commercial banks and other depository institutions in the U.S. plus its average federal funds purchased. These averages should be calculated on a daily or weekly basis consistent with the qualifying banker's bank's calculation of its average consolidated total assets in Schedule RC-O, item 4 (and as reported in Schedule RC-O, item 4.a). Deposits of commercial banks and other depository institutions in the U.S. are defined in the instructions for Schedule RC-E, item 4. Federal funds purchased are defined in the instructions for Schedule RC, item 14.a, 'Federal funds purchased.' See also the Glossary entry for 'federal funds transactions.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONK658 sits on the call report
| Code | RCONK658 (prefix RCON, item K658) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-O, Other Data for Deposit Insurance Assessments |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K658 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDK658 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | — |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONK658 |
|---|---|---|
| TIB, N.A. | Farmers Branch, TX | $2.78B |
| First National Bankers Bank | Baton Rouge, LA | $822.4M |
| Atlantic Community Bankers Bank | Camp Hill, PA | $695.8M |
| Bankers' Bank | Madison, WI | $682.6M |
| United Bankers' Bank | Richfield, MN | $585.9M |
| Pacific Coast Bankers' Bank | Walnut Creek, CA | $567.2M |
| Bankers' Bank of the West | Denver, CO | $305.2M |
| The Bankers Bank | Oklahoma City, OK | $266.5M |
| Midwest Independent Bankersbank | Jefferson City, MO | $235.1M |
| Bankers' Bank of Kansas | Wichita, KS | $142.9M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 16 | $7.30B |
| March 31, 2026 | 16 | $7.21B |
| December 31, 2025 | 16 | $7.36B |
| September 30, 2025 | 16 | $7.03B |
| June 30, 2025 | 16 | $6.87B |
| March 31, 2025 | 16 | $6.80B |
| December 31, 2024 | 16 | $6.73B |
| September 30, 2024 | 16 | $6.52B |
Related
All codes on Schedule RC-O · All call report schedules · Find the code for a loan type · What a call report is