RCONS497: Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method
RCONS497 is the call report code for off-balance sheet securitization exposures - 1250 pct risk weight exposure, by calculation method, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $316.2M; the median among the 165 with a nonzero amount was $550K. The largest value reported for Q2 2026 was $25.7M, by Merchants Bank of Indiana.
Definition
UBPR Calculation: IF(uc:UBPR9999[P0] > '2015-01-01' and uc:UBPRC752[P0]=31,cc:RCFDS497[P0]*12.50, IF(uc:UBPR9999[P0] > '2015-01-01' and uc:UBPRC752[P0]=41,cc:RCONS497[P0]*12.50,null))
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONS497 sits on the call report
| Code | RCONS497 (prefix RCON, item S497) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S497 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS497 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS497 |
|---|---|---|
| Merchants Bank of Indiana | Carmel, IN | $25.7M |
| Farmers Bank & Trust | Great Bend, KS | $22.4M |
| FirstBank | Nashville, TN | $20.5M |
| Johnson Bank | Racine, WI | $16.4M |
| Generations Bank | Rogers, AR | $15.1M |
| Cambridge Savings Bank | Cambridge, MA | $12.8M |
| Nicolet National Bank | Green Bay, WI | $12.7M |
| City Bank | Lubbock, TX | $8.9M |
| Fidelity Bank, N.A. | Wichita, KS | $8.6M |
| Security Savings Bank | Canton, SD | $7.5M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $316.2M |
| March 31, 2026 | 761 | $151.9M |
| December 31, 2025 | 2,595 | $298.9M |
| September 30, 2025 | 810 | $145.2M |
| June 30, 2025 | 2,683 | $268.1M |
| March 31, 2025 | 830 | $136.8M |
| December 31, 2024 | 2,763 | $256.7M |
| September 30, 2024 | 855 | $142.3M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is