Call report code · Schedule RI-B, Part I
RIADC891: 1-4 Family Residential Construction Loans, Charge-offs
RIADC891 is the call report code for 1-4 family residential construction loans, charge-offs, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $24.3M; the median among the 104 with a nonzero amount was $98K. The largest value reported for Q2 2026 (year to date) was $4.8M, by Mutualone Bank.
Definition
Includes the amount of 1-4 family residential construction loans charged off.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADC891 sits on the call report
| Code | RIADC891 (prefix RIAD, item C891) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2007 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADC891 |
|---|---|---|
| Mutualone Bank | Framingham, MA | $4.8M |
| EagleBank | Bethesda, MD | $3.1M |
| Southpoint Bank | Birmingham, AL | $1.7M |
| First National Bank Texas dba First Convenience Bank | Killeen, TX | $968K |
| Bank OZK | Little Rock, AR | $963K |
| Spiritbank | Tulsa, OK | $905K |
| U.S. Bank N.A. | Cincinnati, OH | $878K |
| OceanFirst Bank, N.A. | Toms River, NJ | $561K |
| The Federal Savings Bank | Chicago, IL | $440K |
| Crystal Lake Bank & Trust Company, N.A. | Crystal Lake, IL | $420K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $24.3M |
| March 31, 2026 | 4,336 | $12.3M |
| December 31, 2025 | 4,394 | $43.9M |
| September 30, 2025 | 4,435 | $30.9M |
| June 30, 2025 | 4,477 | $21.9M |
| March 31, 2025 | 4,519 | $11.8M |
| December 31, 2024 | 4,543 | $53.3M |
| September 30, 2024 | 4,572 | $39.7M |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is