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A C M E Continental Credit Union Riverdale, Illinois

A C M E Continental Credit Union is a state-chartered credit union headquartered in Riverdale, IL, established in 1937 (NCUA charter 61230), and it is regulated and insured by the NCUA. At Q2 2026 it reported 4,816 members and total assets of $62.5M (up 15.8% from Q2 2025), the 64th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 17.09% at Q2 2026, in the well capitalized band.

Also written as ACME Continental CU

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Riverdale, IL Credit Union Est. 1937 NCUA #61230 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
61230
Headquarters
Riverdale, IL
Established
1937
Total assets, Q2 2026
$62.5M
Assets vs Q2 2025
+15.8%
Members, Q2 2026
4,816
Net worth ratio, Q2 2026
17.09%
Latest call report
Q2 2026, NCUA 5300 · A C M E Continental Credit Union call report
Asset rank in state
64th of 185 in Illinois
Routing number
271076986
Branches
1

It has 503 fewer members than on June 30, 2025 (-9.5%). Its net worth ratio was down 2.55 percentage points from 19.64% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $8.7M of $26.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.55% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 17.09% net worth ratio is above that band's 14.31% median.

Credit unions merged into A C M E Continental Credit Union

CSX Chicago Terminal Credit Union (2020)

Frequently asked about A C M E Continental Credit Union

How big is A C M E Continental Credit Union?

At Q2 2026 it reported total assets of $62.5M and 4,816 members.

Where is A C M E Continental Credit Union headquartered?

It is headquartered in Riverdale, IL, United States.

When was A C M E Continental Credit Union founded?

It was established in 1937, per NCUA records.

Is A C M E Continental Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61230): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates A C M E Continental Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is A C M E Continental Credit Union well capitalized?

Its net worth ratio was 17.09% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is A C M E Continental Credit Union's delinquency ratio?

Its delinquency ratio was 0.55% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is A C M E Continental Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 51.86% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Riverdale, IL 60827
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1937
NCUA Charter #
61230
RSSD ID
122890
Members
4,816
Potential members
50,000

Size & Membership

Total assets $62.5M
Total shares & deposits $51.2M
Total loans $26.5M
  1- to 4-family residential and other consumer real estate loans$8.7M
  Used vehicle loans$7.0M
  Unsecured credit card loans$5.6M
  Other unsecured loans and lines of credit$2.9M
  New vehicle loans$2.1M
  Other secured non-real estate loans and lines of credit$247K
Members 4,816

Profitability

Q2 annualized
Return on assets (ROA) 0.55%YTD 0.32%
Return on equity (ROE) 3.19%YTD 1.79%
Net interest margin 3.83%YTD 3.73%
Efficiency ratio 70.46%
Cost of funds 0.93%

Capital & Asset Quality

Net worth $10.7M
Net worth ratio 17.09%
Net worth category Well capitalized
Delinquency ratio 0.55%
Loan-to-share ratio 51.86%
Yield on assets 4.76%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 17.09% 14.31% 64th above
Return on assets Middle half of peers: 0.16% to 1.30% 0.55% 0.72% 42nd below
Return on equity Middle half of peers: 1.04% to 8.69% 3.19% 4.74% 40th below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.83% 3.93% 46th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 70.46% 79.83% 70th above
Cost of funds Middle half of peers: 0.37% to 1.23% 0.93% 0.78% 42nd below
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.55% 0.86% 65th above
Yield on assets Middle half of peers: 4.21% to 5.32% 4.76% 4.70% 53rd position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 51.86% 58.92% 39th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$62.5M total assets against $54.0M; $51.2M total shares and deposits against $42.5M; $26.5M total loans against $18.8M.

Net worth CSV: Pro

$10.7M net worth against $10.6M.

Net worth ratio CSV: Pro

17.09% net worth ratio against 19.64%.

Loan-to-share ratio CSV: Pro

51.86% loan-to-share ratio against 44.13%.

Delinquency ratio CSV: Pro

0.55% delinquency ratio against 0.80%.

Return on assets and return on equity CSV: Pro

0.55% return on assets against -0.03%; 3.19% return on equity against -0.13%.

Net interest margin CSV: Pro

3.83% net interest margin against 3.49%.

Members CSV: Pro

4,816 members against 5,319.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 17.09% 0.55% 0.55% 51.86%
March 31, 2026 17.37% 0.07% 0.30% 47.69%
December 31, 2025 18.74% 0.19% 0.79% 47.78%
September 30, 2025 19.77% -0.16% 1.15% 44.54%
June 30, 2025 19.64% -0.03% 0.80% 44.13%
March 31, 2025 19.43% 0.21% 0.99% 43.86%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.