Credit Union Safety Analysis
Is A C M E Continental Credit Union Safe? Riverdale, Illinois
Based on its Q2 2026 NCUA 5300 call report, A C M E Continental Credit Union has a net worth ratio of 17.09%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.55%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, A C M E Continental Credit Union's net worth ratio is 17.09%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 17.09%
- Delinquency ratio (60+ days) (Q2 2026): 0.55%
- Return on assets (Q2 2026): 0.55%
- Loan-to-share ratio (Q2 2026): 51.86%
A C M E Continental Credit Union (NCUA charter 61230, established 1937) reported $62.5M in assets and 4,816 members for Q2 2026 from Riverdale, Illinois. It ranks 64 of 185 credit unions in Illinois by total assets. Total assets grew 15.8% from $54.0M on June 30, 2025. It has 503 fewer members than on June 30, 2025 (-9.5%). Its net worth ratio was down 2.55 percentage points from 19.64% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $8.7M of $26.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.55% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 17.37% for Q1 2026; 19.64% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.30% for Q1 2026; 0.80% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.07% for Q1 2026; -0.03% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 47.69% for Q1 2026; 44.13% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $8.7M
- Used vehicle loans: $7.0M
- Unsecured credit card loans: $5.6M
- Other unsecured loans and lines of credit: $2.9M
- New vehicle loans: $2.1M
- Other secured non-real estate loans and lines of credit: $247K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $62.5M | 17.09% | 0.55% | 0.55% | 51.86% |
| March 31, 2026 | $61.0M | 17.37% | 0.30% | 0.07% | 47.69% |
| December 31, 2025 | $56.5M | 18.74% | 0.79% | 0.19% | 47.78% |
| September 30, 2025 | $53.5M | 19.77% | 1.15% | -0.16% | 44.54% |
| June 30, 2025 | $54.0M | 19.64% | 0.80% | -0.03% | 44.13% |
| March 31, 2025 | $54.6M | 19.43% | 0.99% | 0.21% | 43.86% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
A C M E Continental Credit Union profile
Regulator records: NCUA credit union profile (charter 61230) · FFIEC NIC profile (RSSD 122890)
Frequently asked questions
Is A C M E Continental Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, A C M E Continental Credit Union's net worth ratio is 17.09%, above the 7% NCUA threshold for well capitalized.
Is A C M E Continental Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. A C M E Continental Credit Union is a federally insured credit union (NCUA charter 61230): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are A C M E Continental Credit Union's key safety ratios?
For Q2 2026, A C M E Continental Credit Union reports net worth 17.09%, delinquency 0.55%, ROA 0.55%, loan-to-share 51.86%.
What happens to my money if A C M E Continental Credit Union fails?
For Q2 2026, A C M E Continental Credit Union held $51.2M in shares and deposits for 4,816 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.