Abnb Federal Credit Union Chesapeake, Virginia
Abnb Federal Credit Union is a federal credit union headquartered in Chesapeake, VA, established in 1979 (NCUA charter 13605), and it is regulated and insured by the NCUA. At Q2 2026 it reported 75,907 members and total assets of $914.3M (down 3.3% from Q2 2025), the 17th largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 7.95% at Q2 2026, in the well capitalized band.
Also written as Abnb FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 13605
- Headquarters
- Chesapeake, VA
- Established
- 1979
- Total assets, Q2 2026
- $914.3M
- Assets vs Q2 2025
- -3.3%
- Members, Q2 2026
- 75,907
- Net worth ratio, Q2 2026
- 7.95%
- Latest call report
- Q2 2026, NCUA 5300 · Abnb Federal Credit Union call report
- Asset rank in state
- 17th of 94 in Virginia
- Routing number
- 251481627
- Branches
- 16
It has 125 fewer members than on June 30, 2025 (-0.2%). Its net worth ratio was up 0.26 percentage points from 7.69% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $397.6M of $724.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.61% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 7.95% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in Virginia
Credit unions merged into Abnb Federal Credit Union
Hampton Roads Catholic Federal Credit Union (2018) · Guardian Federal Credit Union (2014)
Frequently asked about Abnb Federal Credit Union
How big is Abnb Federal Credit Union?
At Q2 2026 it reported total assets of $914.3M and 75,907 members.
Where is Abnb Federal Credit Union headquartered?
It is headquartered in Chesapeake, VA, United States.
When was Abnb Federal Credit Union founded?
It was established in 1979, per NCUA records.
Is Abnb Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 13605): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Abnb Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Abnb Federal Credit Union well capitalized?
Its net worth ratio was 7.95% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Abnb Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.61% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Abnb Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 88.62% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Chesapeake, VA 23320
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 13605
- RSSD ID
- 32887
- Members
- 75,907
- Potential members
- 1,078,600
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 7.95% | 11.43% | under 10th bottom |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.14% | 0.81% | under 10th bottom |
| Return on equity Middle half of peers: 3.87% to 9.84% | 1.78% | 7.02% | 10th bottom |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.84% | 3.70% | 59th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 82.27% | 76.55% | 29th below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.41% | 1.24% | 36th below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.61% | 0.68% | 56th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.25% | 4.92% | 68th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 88.62% | 75.66% | 80th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$914.3M total assets against $945.9M; $817.5M total shares and deposits against $795.1M; $724.4M total loans against $759.8M.
$72.7M net worth against $72.9M.
7.95% net worth ratio against 7.69%.
88.62% loan-to-share ratio against 95.56%.
0.61% delinquency ratio against 0.84%.
0.14% return on assets against 0.05%; 1.78% return on equity against 0.67%.
3.84% net interest margin against 3.58%.
75,907 members against 76,032.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 7.95% | 0.14% | 0.61% | 88.62% |
| March 31, 2026 | 7.64% | -0.07% | 0.63% | 89.58% |
| December 31, 2025 | 7.58% | 0.07% | 0.76% | 91.84% |
| September 30, 2025 | 7.59% | 0.30% | 0.95% | 95.32% |
| June 30, 2025 | 7.69% | 0.05% | 0.84% | 95.56% |
| March 31, 2025 | 8.10% | 0.01% | 0.82% | 86.88% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.