Adelfi Credit Union dba Christian Community Credit Union San Dimas, California
Adelfi Credit Union dba Christian Community Credit Union is a state-chartered credit union headquartered in San Dimas, CA, established in 1957 (NCUA charter 97068), and it is regulated and insured by the NCUA. At Q2 2026 it reported 53,733 members and total assets of $1.42B, the 49th largest of 238 credit unions headquartered in California. Its net worth ratio was 12.85% at Q2 2026, in the well capitalized band.
Also written as Adelfi Credit Union dba Christian Community CU · Trade names filed with the NCUA: Christian Community, AdelFi, AdelFi-A Division of CCCU, AdelFi-A Division of Christian Community Credit Union, AdelFi Christian Banking and AdelFi Credit Union
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 97068
- Headquarters
- San Dimas, CA
- Established
- 1957
- Total assets, Q2 2026
- $1.42B
- Members, Q2 2026
- 53,733
- Net worth ratio, Q2 2026
- 12.85%
- Latest call report
- Q2 2026, NCUA 5300 · Adelfi Credit Union dba Christian Community Credit Union call report
- Asset rank in state
- 49th of 238 in California
- Routing number
- 322274831
- Branches
- 1
It has 19,800 more members than on June 30, 2025 (+58.4%). Its net worth ratio was up 0.31 percentage points from 12.54% on June 30, 2025. Commercial loans are its largest loan category, $561.9M of $1.03B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.87% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 12.85% net worth ratio is above that band's 10.89% median.
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Credit unions merged into Adelfi Credit Union dba Christian Community Credit Union
Adelfi Credit Union (2025)
Frequently asked about Adelfi Credit Union dba Christian Community Credit Union
How big is Adelfi Credit Union dba Christian Community Credit Union?
At Q2 2026 it reported total assets of $1.42B and 53,733 members.
Where is Adelfi Credit Union dba Christian Community Credit Union headquartered?
It is headquartered in San Dimas, CA, United States.
When was Adelfi Credit Union dba Christian Community Credit Union founded?
It was established in 1957, per NCUA records.
Is Adelfi Credit Union dba Christian Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 97068): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Adelfi Credit Union dba Christian Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Adelfi Credit Union dba Christian Community Credit Union well capitalized?
Its net worth ratio was 12.85% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Adelfi Credit Union dba Christian Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.87% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Adelfi Credit Union dba Christian Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 84.58% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- San Dimas, CA 91773
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1957
- NCUA Charter #
- 97068
- RSSD ID
- 604293
- Members
- 53,733
- Potential members
- 1,500,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 12.85% | 10.89% | 77th top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.57% | 0.89% | 24th bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | 4.46% | 8.07% | 20th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.58% | 3.45% | 59th above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 81.11% | 70.59% | 14th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.50% | 1.68% | 64th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.87% | 0.68% | 37th below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.08% | 5.12% | 48th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 84.58% | 88.03% | 41st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.42B total assets against $884.9M; $1.21B total shares and deposits against $767.9M; $1.03B total loans against $716.6M.
$182.7M net worth against $111.0M.
12.85% net worth ratio against 12.54%.
84.58% loan-to-share ratio against 93.33%.
0.87% delinquency ratio against 0.51%.
0.57% return on assets against 0.14%; 4.46% return on equity against 1.10%.
3.58% net interest margin against 3.13%.
53,733 members against 33,933.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.85% | 0.57% | 0.87% | 84.58% |
| March 31, 2026 | 12.51% | 1.46% | 0.62% | 82.60% |
| December 31, 2025 | 12.22% | -1.81% | 0.74% | 84.50% |
| September 30, 2025 | 12.70% | 0.11% | 0.58% | 94.22% |
| June 30, 2025 | 12.54% | 0.14% | 0.51% | 93.33% |
| March 31, 2025 | 12.58% | 0.12% | 0.37% | 94.21% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.