Credit Union Safety Analysis
Is Adelfi Credit Union dba Christian Community Credit Union Safe? San Dimas, California
Based on its Q2 2026 NCUA 5300 call report, Adelfi Credit Union dba Christian Community Credit Union has a net worth ratio of 12.85%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.87%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Adelfi Credit Union dba Christian Community Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Adelfi Credit Union dba Christian Community Credit Union's net worth ratio is 12.85%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 12.85%
- Delinquency ratio (60+ days) (Q2 2026): 0.87%
- Return on assets (Q2 2026): 0.57%
- Loan-to-share ratio (Q2 2026): 84.58%
Adelfi Credit Union dba Christian Community Credit Union (NCUA charter 97068, established 1957) reported $1.42B in assets and 53,733 members for Q2 2026 from San Dimas, California. It ranks 49 of 238 credit unions in California by total assets. Total assets grew 60.6% from $884.9M on June 30, 2025. It has 19,800 more members than on June 30, 2025 (+58.4%). Its net worth ratio was up 0.31 percentage points from 12.54% on June 30, 2025. Commercial loans are its largest loan category, $561.9M of $1.03B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.87% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 12.51% for Q1 2026; 12.54% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.62% for Q1 2026; 0.51% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 1.46% for Q1 2026; 0.14% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 82.60% for Q1 2026; 93.33% for Q2 2025.
Loans by type, Q2 2026
- Commercial loans: $561.9M
- 1- to 4-family residential and other consumer real estate loans: $296.7M
- Used vehicle loans: $62.2M
- New vehicle loans: $27.0M
- Other secured non-real estate loans and lines of credit: $26.8M
- Unsecured credit card loans: $24.5M
- Other unsecured loans and lines of credit: $22.3M
- Non-federally guaranteed student loans: $5.9M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.42B | 12.85% | 0.87% | 0.57% | 84.58% |
| March 31, 2026 | $1.44B | 12.51% | 0.62% | 1.46% | 82.60% |
| December 31, 2025 | $1.44B | 12.22% | 0.74% | -1.81% | 84.50% |
| September 30, 2025 | $875.9M | 12.70% | 0.58% | 0.11% | 94.22% |
| June 30, 2025 | $884.9M | 12.54% | 0.51% | 0.14% | 93.33% |
| March 31, 2025 | $879.8M | 12.58% | 0.37% | 0.12% | 94.21% |
Add this badge to your website
Free to use. It shows Adelfi Credit Union dba Christian Community Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Adelfi Credit Union dba Christian Community Credit Union profile
Regulator records: NCUA credit union profile (charter 97068) · FFIEC NIC profile (RSSD 604293)
Frequently asked questions
Is Adelfi Credit Union dba Christian Community Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Adelfi Credit Union dba Christian Community Credit Union's net worth ratio is 12.85%, above the 7% NCUA threshold for well capitalized.
Is Adelfi Credit Union dba Christian Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Adelfi Credit Union dba Christian Community Credit Union is a federally insured credit union (NCUA charter 97068): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Adelfi Credit Union dba Christian Community Credit Union's key safety ratios?
For Q2 2026, Adelfi Credit Union dba Christian Community Credit Union reports net worth 12.85%, delinquency 0.87%, ROA 0.57%, loan-to-share 84.58%.
What happens to my money if Adelfi Credit Union dba Christian Community Credit Union fails?
For Q2 2026, Adelfi Credit Union dba Christian Community Credit Union held $1.21B in shares and deposits for 53,733 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.