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Adventhealth Credit Union Altamonte Springs, Florida

Adventhealth Credit Union is a state-chartered credit union headquartered in Altamonte Springs, FL (NCUA charter 67349), and it is regulated and insured by the NCUA. At Q2 2026 it reported 13,919 members and total assets of $125.2M (up 7.0% from Q2 2025), the 70th largest of 106 credit unions headquartered in Florida. Its net worth ratio was 9.79% at Q2 2026, in the well capitalized band.

Also written as Adventhealth CU

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Altamonte Springs, FL Credit Union NCUA #67349 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
67349
Headquarters
Altamonte Springs, FL
Established
Not reported
Total assets, Q2 2026
$125.2M
Assets vs Q2 2025
+7.0%
Members, Q2 2026
13,919
Net worth ratio, Q2 2026
9.79%
Latest call report
Q2 2026, NCUA 5300 · Adventhealth Credit Union call report
Asset rank in state
70th of 106 in Florida
Routing number
263181287
Branches
2

It has 1,253 more members than on June 30, 2025 (+9.9%). Its net worth ratio was up 0.41 percentage points from 9.38% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $43.7M of $98.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.02% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 9.79% net worth ratio is below that band's 11.43% median.

Frequently asked about Adventhealth Credit Union

How big is Adventhealth Credit Union?

At Q2 2026 it reported total assets of $125.2M and 13,919 members.

Where is Adventhealth Credit Union headquartered?

It is headquartered in Altamonte Springs, FL, United States.

Is Adventhealth Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67349): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Adventhealth Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Adventhealth Credit Union well capitalized?

Its net worth ratio was 9.79% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Adventhealth Credit Union's delinquency ratio?

Its delinquency ratio was 0.02% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Adventhealth Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 89.21% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Altamonte Springs, FL 32701
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
NCUA Charter #
67349
RSSD ID
361493
Members
13,919
Potential members
418,409

Size & Membership

Total assets $125.2M
Total shares & deposits $110.9M
Total loans $98.9M
  1- to 4-family residential and other consumer real estate loans$43.7M
  Used vehicle loans$29.0M
  New vehicle loans$18.0M
  Commercial loans$2.9M
  Other unsecured loans and lines of credit$2.4M
  Unsecured credit card loans$2.2M
  Other secured non-real estate loans and lines of credit$613K
  Non-federally guaranteed student loans$105K
Members 13,919

Profitability

Q2 annualized
Return on assets (ROA) 0.99%YTD 0.90%
Return on equity (ROE) 10.08%YTD 9.31%
Net interest margin 3.60%YTD 3.60%
Efficiency ratio 77.60%
Cost of funds 1.71%

Capital & Asset Quality

Net worth $12.3M
Net worth ratio 9.79%
Net worth category Well capitalized
Delinquency ratio 0.02%
Loan-to-share ratio 89.21%
Yield on assets 5.31%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 9.79% 11.43% 25th bottom
Return on assets Middle half of peers: 0.43% to 1.23% 0.99% 0.81% 61st above
Return on equity Middle half of peers: 3.87% to 9.84% 10.08% 7.02% 76th top
Net interest margin Middle half of peers: 3.30% to 4.10% 3.60% 3.70% 44th below
Efficiency ratio Middle half of peers: 68.90% to 83.49% 77.60% 76.55% 46th below
Cost of funds Middle half of peers: 0.92% to 1.56% 1.71% 1.24% 18th bottom
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.02% 0.68% over 90th top
Yield on assets Middle half of peers: 4.53% to 5.37% 5.31% 4.92% 72nd position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 89.21% 75.66% 81st position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$125.2M total assets against $117.0M; $110.9M total shares and deposits against $104.2M; $98.9M total loans against $85.3M.

Net worth CSV: Pro

$12.3M net worth against $11.0M.

Net worth ratio CSV: Pro

9.79% net worth ratio against 9.38%.

Loan-to-share ratio CSV: Pro

89.21% loan-to-share ratio against 81.90%.

Delinquency ratio CSV: Pro

0.02% delinquency ratio against 0.06%.

Return on assets and return on equity CSV: Pro

0.99% return on assets against 0.99%; 10.08% return on equity against 10.52%.

Net interest margin CSV: Pro

3.60% net interest margin against 3.35%.

Members CSV: Pro

13,919 members against 12,666.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 9.79% 0.99% 0.02% 89.21%
March 31, 2026 9.42% 0.79% 0.49% 88.78%
December 31, 2025 9.59% 1.11% 0.57% 87.86%
September 30, 2025 9.41% 1.34% 0.58% 82.81%
June 30, 2025 9.38% 0.99% 0.06% 81.90%
March 31, 2025 9.06% 0.95% 0.70% 78.89%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.