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Connect Credit Union Fort Lauderdale, Florida

Connect Credit Union is a state-chartered credit union headquartered in Fort Lauderdale, FL (NCUA charter 67342), and it is regulated and insured by the NCUA. At Q2 2026 it reported 5,032 members and total assets of $103.2M (up 4.9% from Q2 2025), the 71st largest of 106 credit unions headquartered in Florida. Its net worth ratio was 12.98% at Q2 2026, in the well capitalized band.

Also written as Connect CU · Trade name filed with the NCUA: Florida Transportaton Credit Un

BankRegReports is independent of Connect Credit Union and never asks for online banking logins or passwords.

Fort Lauderdale, FL Credit Union NCUA #67342 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
67342
Headquarters
Fort Lauderdale, FL
Established
Not reported
Total assets, Q2 2026
$103.2M
Assets vs Q2 2025
+4.9%
Members, Q2 2026
5,032
Net worth ratio, Q2 2026
12.98%
Latest call report
Q2 2026, NCUA 5300 · Connect Credit Union call report
Asset rank in state
71st of 106 in Florida
Routing number
267078765
Branches
4

It has 254 fewer members than on June 30, 2025 (-4.8%). Its net worth ratio was up 0.03 percentage points from 12.95% on June 30, 2025. Used vehicle loans are its largest loan category, $29.9M of $75.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.71% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 12.98% net worth ratio is above that band's 11.43% median.

Frequently asked about Connect Credit Union

How big is Connect Credit Union?

At Q2 2026 it reported total assets of $103.2M and 5,032 members.

Where is Connect Credit Union headquartered?

It is headquartered in Fort Lauderdale, FL, United States.

Is Connect Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67342): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Connect Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Connect Credit Union well capitalized?

Its net worth ratio was 12.98% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Connect Credit Union's delinquency ratio?

Its delinquency ratio was 0.71% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Connect Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 85.00% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Fort Lauderdale, FL 33309
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
NCUA Charter #
67342
RSSD ID
847492
Members
5,032
Potential members
1,874,577

Size & Membership

Total assets $103.2M
Total shares & deposits $88.7M
Total loans $75.4M
  Used vehicle loans$29.9M
  New vehicle loans$25.5M
  1- to 4-family residential and other consumer real estate loans$10.1M
  Other secured non-real estate loans and lines of credit$5.6M
  Unsecured credit card loans$2.3M
  Other unsecured loans and lines of credit$1.9M
Members 5,032

Profitability

Q2 annualized
Return on assets (ROA) 0.86%YTD 0.84%
Return on equity (ROE) 6.66%YTD 6.55%
Net interest margin 4.37%YTD 4.09%
Efficiency ratio 75.42%
Cost of funds 1.04%

Capital & Asset Quality

Net worth $13.4M
Net worth ratio 12.98%
Net worth category Well capitalized
Delinquency ratio 0.71%
Loan-to-share ratio 85.00%
Yield on assets 5.41%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 12.98% 11.43% 68th above
Return on assets Middle half of peers: 0.43% to 1.23% 0.86% 0.81% 53rd above
Return on equity Middle half of peers: 3.87% to 9.84% 6.66% 7.02% 47th below
Net interest margin Middle half of peers: 3.30% to 4.10% 4.37% 3.70% 85th top
Efficiency ratio Middle half of peers: 68.90% to 83.49% 75.42% 76.55% 54th above
Cost of funds Middle half of peers: 0.92% to 1.56% 1.04% 1.24% 65th above
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.71% 0.68% 48th below
Yield on assets Middle half of peers: 4.53% to 5.37% 5.41% 4.92% 76th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 85.00% 75.66% 72nd position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$103.2M total assets against $98.3M; $88.7M total shares and deposits against $85.0M; $75.4M total loans against $70.7M.

Net worth CSV: Pro

$13.4M net worth against $12.7M.

Net worth ratio CSV: Pro

12.98% net worth ratio against 12.95%.

Loan-to-share ratio CSV: Pro

85.00% loan-to-share ratio against 83.21%.

Delinquency ratio CSV: Pro

0.71% delinquency ratio against 0.40%.

Return on assets and return on equity CSV: Pro

0.86% return on assets against 1.07%; 6.66% return on equity against 8.26%.

Net interest margin CSV: Pro

4.37% net interest margin against 4.30%.

Members CSV: Pro

5,032 members against 5,286.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.98% 0.86% 0.71% 85.00%
March 31, 2026 12.80% 0.81% 0.77% 86.47%
December 31, 2025 12.71% 0.30% 0.63% 85.85%
September 30, 2025 13.27% 0.83% 0.45% 89.22%
June 30, 2025 12.95% 1.07% 0.40% 83.21%
March 31, 2025 12.42% 1.47% 0.93% 82.96%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.