Akron School Employees Federal Credit Union Akron, New York
Akron School Employees Federal Credit Union is a federal credit union headquartered in Akron, NY, established in 1959 (NCUA charter 13367), and it is regulated and insured by the NCUA. At Q2 2026 it reported 206 members and total assets of $1.2M (up 2.6% from Q2 2025), the 245th largest of 267 credit unions headquartered in New York. Its net worth ratio was 20.86% at Q2 2026, in the well capitalized band.
Also written as Akron School Employees FCU
BankRegReports is independent of Akron School Employees Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 13367
- Headquarters
- Akron, NY
- Established
- 1959
- Total assets, Q2 2026
- $1.2M
- Assets vs Q2 2025
- +2.6%
- Members, Q2 2026
- 206
- Net worth ratio, Q2 2026
- 20.86%
- Latest call report
- Q2 2026, NCUA 5300 · Akron School Employees Federal Credit Union call report
- Asset rank in state
- 245th of 267 in New York
- Routing number
- 222379056
- Branches
- 1
It has 4 fewer members than on June 30, 2025 (-1.9%). Its net worth ratio was up 0.39 percentage points from 20.47% on June 30, 2025. New vehicle loans are its largest loan category, $209K of $467K in total loans on its June 30, 2026 filing.
Credit unions similar in size in New York
Frequently asked about Akron School Employees Federal Credit Union
How big is Akron School Employees Federal Credit Union?
At Q2 2026 it reported total assets of $1.2M and 206 members.
Where is Akron School Employees Federal Credit Union headquartered?
It is headquartered in Akron, NY, United States.
When was Akron School Employees Federal Credit Union founded?
It was established in 1959, per NCUA records.
Is Akron School Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 13367): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Akron School Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Akron School Employees Federal Credit Union well capitalized?
Its net worth ratio was 20.86% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Akron School Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 50.37% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Akron, NY 14001
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1959
- NCUA Charter #
- 13367
- RSSD ID
- 902681
- Members
- 206
- Potential members
- 450
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 20.86% | 14.31% | 78th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.94% | 0.72% | 60th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.52% | 4.74% | 48th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.45% | 3.93% | 31st below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 72.55% | 79.83% | 65th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.88% | 0.78% | 44th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.34% | 4.70% | 31st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 50.37% | 58.92% | 37th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.2M total assets against $1.1M; $928K total shares and deposits against $909K; $467K total loans against $524K.
$246K net worth against $235K.
20.86% net worth ratio against 20.47%.
50.37% loan-to-share ratio against 57.62%.
0.94% return on assets against 0.24%; 4.52% return on equity against 1.18%.
3.45% net interest margin against 2.61%.
206 members against 210.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 20.86% | 0.94% | — | 50.37% |
| March 31, 2026 | 21.11% | -0.26% | — | 53.02% |
| December 31, 2025 | 22.15% | 3.11% | — | 58.43% |
| September 30, 2025 | 21.42% | 0.88% | — | 55.07% |
| June 30, 2025 | 20.47% | 0.24% | — | 57.62% |
| March 31, 2025 | 20.04% | -0.31% | — | 54.72% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.