Skip to main content

Amnh Employees Federal Credit Union New York, New York

Amnh Employees Federal Credit Union is a federal credit union headquartered in New York, NY, established in 1936 (NCUA charter 930), and it is regulated and insured by the NCUA. At Q2 2026 it reported 192 members and total assets of $1.0M (down 6.7% from Q2 2025), the 247th largest of 267 credit unions headquartered in New York. Its net worth ratio was 20.30% at Q2 2026, in the well capitalized band.

Also written as Amnh Employees FCU

BankRegReports is independent of Amnh Employees Federal Credit Union and never asks for online banking logins or passwords.

New York, NY Credit Union Est. 1936 NCUA #930 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
930
Headquarters
New York, NY
Established
1936
Total assets, Q2 2026
$1.0M
Assets vs Q2 2025
-6.7%
Members, Q2 2026
192
Net worth ratio, Q2 2026
20.30%
Latest call report
Q2 2026, NCUA 5300 · Amnh Employees Federal Credit Union call report
Asset rank in state
247th of 267 in New York
Routing number
226077147
Branches
2

It has 14 fewer members than on June 30, 2025 (-6.8%). Its net worth ratio was up 1.64 percentage points from 18.66% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $173K of $173K in total loans on its June 30, 2026 filing.

Frequently asked about Amnh Employees Federal Credit Union

How big is Amnh Employees Federal Credit Union?

At Q2 2026 it reported total assets of $1.0M and 192 members.

Where is Amnh Employees Federal Credit Union headquartered?

It is headquartered in New York, NY, United States.

When was Amnh Employees Federal Credit Union founded?

It was established in 1936, per NCUA records.

Is Amnh Employees Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 930): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Amnh Employees Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Amnh Employees Federal Credit Union well capitalized?

Its net worth ratio was 20.30% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Amnh Employees Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 21.15% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
New York, NY 10024
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1936
NCUA Charter #
930
RSSD ID
762371
Members
192
Potential members
1,200

Size & Membership

Total assets $1.0M
Total shares & deposits $818K
Total loans $173K
  Other secured non-real estate loans and lines of credit$173K
Members 192

Profitability

Q2 annualized
Return on assets (ROA) 0.72%YTD 0.35%
Return on equity (ROE) 3.52%YTD 1.76%
Net interest margin 4.24%YTD 3.85%
Efficiency ratio 83.36%
Cost of funds 0.44%

Capital & Asset Quality

Net worth $209K
Net worth ratio 20.30%
Net worth category Well capitalized
Delinquency ratio —
Loan-to-share ratio 21.15%
Yield on assets 4.68%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 20.30% 14.31% 77th top
Return on assets Middle half of peers: 0.16% to 1.30% 0.72% 0.72% 50th below
Return on equity Middle half of peers: 1.04% to 8.69% 3.52% 4.74% 42nd below
Net interest margin Middle half of peers: 3.31% to 4.53% 4.24% 3.93% 63rd above
Efficiency ratio Middle half of peers: 68.03% to 91.60% 83.36% 79.83% 42nd below
Cost of funds Middle half of peers: 0.37% to 1.23% 0.44% 0.78% 71st above
Delinquency ratio Middle half of peers: 0.35% to 1.93% not on file 0.86% not on file
Yield on assets Middle half of peers: 4.21% to 5.32% 4.68% 4.70% 49th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 21.15% 58.92% under 10th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$1.0M total assets against $1.1M; $818K total shares and deposits against $895K; $173K total loans against $143K.

Net worth

$209K net worth against $206K.

Net worth ratio

20.30% net worth ratio against 18.66%.

Loan-to-share ratio

21.15% loan-to-share ratio against 15.94%.

Delinquency ratio
Return on assets and return on equity

0.72% return on assets against 0.03%; 3.52% return on equity against 0.17%.

Net interest margin

4.24% net interest margin against 3.48%.

Members

192 members against 206.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 20.30% 0.72% — 21.15%
March 31, 2026 19.89% 0.00% — 22.82%
December 31, 2025 19.18% 0.60% 0.29% 23.02%
September 30, 2025 19.25% -0.10% 0.59% 16.01%
June 30, 2025 18.66% 0.03% — 15.94%
March 31, 2025 19.04% 0.52% — 21.40%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.