Credit Union Safety Analysis
Is Amnh Employees Federal Credit Union Safe? New York, New York
Based on its Q2 2026 NCUA 5300 call report, Amnh Employees Federal Credit Union has a net worth ratio of 20.30%, at the NCUA level for well capitalized, its 60-day delinquency ratio is not reported, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Amnh Employees Federal Credit Union's net worth ratio is 20.30%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 20.30%
- Delinquency ratio (60+ days) (Q2 2026): not reported
- Return on assets (Q2 2026): 0.72%
- Loan-to-share ratio (Q2 2026): 21.15%
Amnh Employees Federal Credit Union (NCUA charter 930, established 1936) reported $1.0M in assets and 192 members for Q2 2026 from New York, New York. It ranks 247 of 267 credit unions in New York by total assets. Total assets fell 6.7% from $1.1M on June 30, 2025. It has 14 fewer members than on June 30, 2025 (-6.8%). Its net worth ratio was up 1.64 percentage points from 18.66% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $173K of $173K in total loans on its June 30, 2026 filing.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 19.89% for Q1 2026; 18.66% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.00% for Q1 2026; 0.03% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 22.82% for Q1 2026; 15.94% for Q2 2025.
Loans by type, Q2 2026
- Other secured non-real estate loans and lines of credit: $173K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.0M | 20.30% | — | 0.72% | 21.15% |
| March 31, 2026 | $1.0M | 19.89% | — | 0.00% | 22.82% |
| December 31, 2025 | $1.1M | 19.18% | 0.29% | 0.60% | 23.02% |
| September 30, 2025 | $1.1M | 19.25% | 0.59% | -0.10% | 16.01% |
| June 30, 2025 | $1.1M | 18.66% | — | 0.03% | 15.94% |
| March 31, 2025 | $1.1M | 19.04% | — | 0.52% | 21.40% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Amnh Employees Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 930) · FFIEC NIC profile (RSSD 762371)
Frequently asked questions
Is Amnh Employees Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Amnh Employees Federal Credit Union's net worth ratio is 20.30%, above the 7% NCUA threshold for well capitalized.
Is Amnh Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Amnh Employees Federal Credit Union is a federally insured credit union (NCUA charter 930): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Amnh Employees Federal Credit Union's key safety ratios?
For Q2 2026, Amnh Employees Federal Credit Union reports net worth 20.30%, delinquency not reported, ROA 0.72%, loan-to-share 21.15%.
What happens to my money if Amnh Employees Federal Credit Union fails?
For Q2 2026, Amnh Employees Federal Credit Union held $818K in shares and deposits for 192 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.