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Allegheny Ludlum Brackenridge Federal Credit Union Brackenridge, Pennsylvania

Allegheny Ludlum Brackenridge Federal Credit Union is a federal credit union headquartered in Brackenridge, PA, established in 1940 (NCUA charter 4095), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,233 members and total assets of $23.6M (down 3.2% from Q2 2025), the 163rd largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 22.30% at Q2 2026, in the well capitalized band.

Also written as Allegheny Ludlum Brackenridge FCU

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Brackenridge, PA Credit Union Est. 1940 NCUA #4095 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
4095
Headquarters
Brackenridge, PA
Established
1940
Total assets, Q2 2026
$23.6M
Assets vs Q2 2025
-3.2%
Members, Q2 2026
2,233
Net worth ratio, Q2 2026
22.30%
Latest call report
Q2 2026, NCUA 5300 · Allegheny Ludlum Brackenridge Federal Credit Union call report
Asset rank in state
163rd of 269 in Pennsylvania
Routing number
243379831
Branches
1

It has 54 fewer members than on June 30, 2025 (-2.4%). Its net worth ratio was up 1.78 percentage points from 20.52% on June 30, 2025. New vehicle loans are its largest loan category, $4.4M of $8.7M in total loans on its June 30, 2026 filing.

Frequently asked about Allegheny Ludlum Brackenridge Federal Credit Union

How big is Allegheny Ludlum Brackenridge Federal Credit Union?

At Q2 2026 it reported total assets of $23.6M and 2,233 members.

Where is Allegheny Ludlum Brackenridge Federal Credit Union headquartered?

It is headquartered in Brackenridge, PA, United States.

When was Allegheny Ludlum Brackenridge Federal Credit Union founded?

It was established in 1940, per NCUA records.

Is Allegheny Ludlum Brackenridge Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 4095): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Allegheny Ludlum Brackenridge Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Allegheny Ludlum Brackenridge Federal Credit Union well capitalized?

Its net worth ratio was 22.30% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Allegheny Ludlum Brackenridge Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 47.40% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Brackenridge, PA 15014
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1940
NCUA Charter #
4095
RSSD ID
333379
Members
2,233
Potential members
5,362

Size & Membership

Total assets $23.6M
Total shares & deposits $18.3M
Total loans $8.7M
  New vehicle loans$4.4M
  Used vehicle loans$3.5M
  Other unsecured loans and lines of credit$273K
  Other secured non-real estate loans and lines of credit$250K
  Unsecured credit card loans$208K
Members 2,233

Profitability

Q2 annualized
Return on assets (ROA) 1.44%YTD 1.30%
Return on equity (ROE) 6.46%YTD 5.91%
Net interest margin 3.63%YTD 3.63%
Efficiency ratio 62.37%
Cost of funds 0.42%

Capital & Asset Quality

Net worth $5.3M
Net worth ratio 22.30%
Net worth category Well capitalized
Delinquency ratio —
Loan-to-share ratio 47.40%
Yield on assets 4.05%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 22.30% 14.31% 82nd top
Return on assets Middle half of peers: 0.16% to 1.30% 1.44% 0.72% 79th top
Return on equity Middle half of peers: 1.04% to 8.69% 6.46% 4.74% 61st above
Net interest margin Middle half of peers: 3.31% to 4.53% 3.63% 3.93% 38th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 62.37% 79.83% 83rd top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.42% 0.78% 72nd above
Delinquency ratio Middle half of peers: 0.35% to 1.93% not on file 0.86% not on file
Yield on assets Middle half of peers: 4.21% to 5.32% 4.05% 4.70% 20th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 47.40% 58.92% 33rd position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$23.6M total assets against $24.4M; $18.3M total shares and deposits against $19.4M; $8.7M total loans against $9.2M.

Net worth

$5.3M net worth against $5.0M.

Net worth ratio

22.30% net worth ratio against 20.52%.

Loan-to-share ratio

47.40% loan-to-share ratio against 47.61%.

Return on assets and return on equity

1.44% return on assets against 1.80%; 6.46% return on equity against 8.79%.

Net interest margin

3.63% net interest margin against 4.00%.

Members

2,233 members against 2,287.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 22.30% 1.44% — 47.40%
March 31, 2026 21.78% 1.15% — 48.54%
December 31, 2025 21.60% 0.54% — 50.11%
September 30, 2025 21.59% 1.31% — 51.42%
June 30, 2025 20.52% 1.80% — 47.61%
March 31, 2025 20.33% 1.81% — 46.86%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.