American Pride Credit Union Altoona, Pennsylvania
American Pride Credit Union is a state-chartered credit union headquartered in Altoona, PA, established in 1934 (NCUA charter 60389), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,775 members and total assets of $22.5M (down 2.1% from Q2 2025), the 166th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 12.81% at Q2 2026, in the well capitalized band.
Also written as American Pride CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60389
- Headquarters
- Altoona, PA
- Established
- 1934
- Total assets, Q2 2026
- $22.5M
- Assets vs Q2 2025
- -2.1%
- Members, Q2 2026
- 1,775
- Net worth ratio, Q2 2026
- 12.81%
- Latest call report
- Q2 2026, NCUA 5300 · American Pride Credit Union call report
- Asset rank in state
- 166th of 269 in Pennsylvania
- Routing number
- 231379270
- Branches
- 1
It has 61 fewer members than on June 30, 2025 (-3.3%). Its net worth ratio was up 1.72 percentage points from 11.09% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $4.0M of $6.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.92% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 12.81% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about American Pride Credit Union
How big is American Pride Credit Union?
At Q2 2026 it reported total assets of $22.5M and 1,775 members.
Where is American Pride Credit Union headquartered?
It is headquartered in Altoona, PA, United States.
When was American Pride Credit Union founded?
It was established in 1934, per NCUA records.
Is American Pride Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60389): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates American Pride Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is American Pride Credit Union well capitalized?
Its net worth ratio was 12.81% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is American Pride Credit Union's delinquency ratio?
Its delinquency ratio was 1.92% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is American Pride Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 32.96% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Altoona, PA 16602
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1934
- NCUA Charter #
- 60389
- RSSD ID
- 152794
- Members
- 1,775
- Potential members
- 30,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 12.81% | 14.31% | 38th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.55% | 0.72% | 81st top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 12.07% | 4.74% | 89th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.13% | 3.93% | 58th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 65.90% | 79.83% | 78th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.23% | 0.78% | 85th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.92% | 0.86% | 25th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.36% | 4.70% | 33rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 32.96% | 58.92% | 15th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$22.5M total assets against $23.0M; $19.5M total shares and deposits against $20.3M; $6.4M total loans against $7.2M.
$2.9M net worth against $2.6M.
12.81% net worth ratio against 11.09%.
32.96% loan-to-share ratio against 35.62%.
1.92% delinquency ratio against 0.78%.
1.55% return on assets against 1.37%; 12.07% return on equity against 12.34%.
4.13% net interest margin against 3.63%.
1,775 members against 1,836.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.81% | 1.55% | 1.92% | 32.96% |
| March 31, 2026 | 12.13% | 1.49% | 1.04% | 33.92% |
| December 31, 2025 | 11.90% | 1.81% | 1.66% | 34.72% |
| September 30, 2025 | 11.63% | 1.36% | 0.93% | 35.12% |
| June 30, 2025 | 11.09% | 1.37% | 0.78% | 35.62% |
| March 31, 2025 | 10.79% | 1.27% | 1.30% | 36.38% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.