Fayette County School Employees Credit Union Lemont Furnace, Pennsylvania
Fayette County School Employees Credit Union is a state-chartered credit union headquartered in Lemont Furnace, PA, established in 1939 (NCUA charter 61515), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,305 members and total assets of $22.2M (up 4.6% from Q2 2025), the 167th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 20.00% at Q2 2026, in the well capitalized band.
Also written as Fayette County School Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61515
- Headquarters
- Lemont Furnace, PA
- Established
- 1939
- Total assets, Q2 2026
- $22.2M
- Assets vs Q2 2025
- +4.6%
- Members, Q2 2026
- 2,305
- Net worth ratio, Q2 2026
- 20.00%
- Latest call report
- Q2 2026, NCUA 5300 · Fayette County School Employees Credit Union call report
- Asset rank in state
- 167th of 269 in Pennsylvania
- Routing number
- 243385139
- Branches
- 1
It has 15 fewer members than on June 30, 2025 (-0.6%). Its net worth ratio was up 0.87 percentage points from 19.13% on June 30, 2025. Used vehicle loans are its largest loan category, $3.9M of $7.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.89% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 20.00% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about Fayette County School Employees Credit Union
How big is Fayette County School Employees Credit Union?
At Q2 2026 it reported total assets of $22.2M and 2,305 members.
Where is Fayette County School Employees Credit Union headquartered?
It is headquartered in Lemont Furnace, PA, United States.
When was Fayette County School Employees Credit Union founded?
It was established in 1939, per NCUA records.
Is Fayette County School Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61515): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Fayette County School Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Fayette County School Employees Credit Union well capitalized?
Its net worth ratio was 20.00% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Fayette County School Employees Credit Union's delinquency ratio?
Its delinquency ratio was 0.89% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Fayette County School Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 44.84% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Lemont Furnace, PA 15456
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1939
- NCUA Charter #
- 61515
- RSSD ID
- 982094
- Members
- 2,305
- Potential members
- 10,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 20.00% | 14.31% | 76th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.91% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 9.57% | 4.74% | 79th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.60% | 3.93% | 77th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 62.18% | 79.83% | 83rd top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.40% | 0.78% | 73rd above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.89% | 0.86% | 49th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.01% | 4.70% | 62nd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 44.84% | 58.92% | 29th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$22.2M total assets against $21.2M; $17.7M total shares and deposits against $17.1M; $7.9M total loans against $8.4M.
$4.4M net worth against $4.1M.
20.00% net worth ratio against 19.13%.
44.84% loan-to-share ratio against 48.91%.
0.89% delinquency ratio.
1.91% return on assets against 0.57%; 9.57% return on equity against 3.00%.
4.60% net interest margin against 4.52%.
2,305 members against 2,320.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 20.00% | 1.91% | 0.89% | 44.84% |
| March 31, 2026 | 19.63% | 1.48% | 0.55% | 45.53% |
| December 31, 2025 | 20.00% | 1.93% | 0.66% | 48.19% |
| September 30, 2025 | 19.38% | 2.48% | — | 46.96% |
| June 30, 2025 | 19.13% | 0.57% | — | 48.91% |
| March 31, 2025 | 18.60% | 2.80% | — | 49.48% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.