Allen Hospital Personnel Credit Union Waterloo, Iowa
Allen Hospital Personnel Credit Union is a state-chartered credit union headquartered in Waterloo, IA, established in 1979 (NCUA charter 67831), and it is regulated and insured by the NCUA. At Q2 2026 it reported 844 members and total assets of $6.0M (up 1.2% from Q2 2025), the 56th largest of 65 credit unions headquartered in Iowa. Its net worth ratio was 18.54% at Q2 2026, in the well capitalized band.
Also written as Allen Hospital Personnel CU
BankRegReports is independent of Allen Hospital Personnel Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67831
- Headquarters
- Waterloo, IA
- Established
- 1979
- Total assets, Q2 2026
- $6.0M
- Assets vs Q2 2025
- +1.2%
- Members, Q2 2026
- 844
- Net worth ratio, Q2 2026
- 18.54%
- Latest call report
- Q2 2026, NCUA 5300 · Allen Hospital Personnel Credit Union call report
- Asset rank in state
- 56th of 65 in Iowa
- Routing number
- 273976262
- Branches
- 1
It has 23 fewer members than on June 30, 2025 (-2.7%). Its net worth ratio was up 0.28 percentage points from 18.26% on June 30, 2025. Used vehicle loans are its largest loan category, $2.1M of $3.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.18% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 18.54% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Iowa
Frequently asked about Allen Hospital Personnel Credit Union
How big is Allen Hospital Personnel Credit Union?
At Q2 2026 it reported total assets of $6.0M and 844 members.
Where is Allen Hospital Personnel Credit Union headquartered?
It is headquartered in Waterloo, IA, United States.
When was Allen Hospital Personnel Credit Union founded?
It was established in 1979, per NCUA records.
Is Allen Hospital Personnel Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67831): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Allen Hospital Personnel Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Allen Hospital Personnel Credit Union well capitalized?
Its net worth ratio was 18.54% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Allen Hospital Personnel Credit Union's delinquency ratio?
Its delinquency ratio was 1.18% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Allen Hospital Personnel Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 65.28% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Waterloo, IA 50703
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 67831
- RSSD ID
- 223096
- Members
- 844
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 18.54% | 14.31% | 71st above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.20% | 0.72% | 27th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.08% | 4.74% | 25th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 5.12% | 3.93% | 88th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 81.39% | 79.83% | 47th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.49% | 0.78% | 68th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.18% | 0.86% | 43rd below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.61% | 4.70% | 81st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 65.28% | 58.92% | 59th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$6.0M total assets against $6.0M; $4.9M total shares and deposits against $4.9M; $3.2M total loans against $3.4M.
$1.1M net worth against $1.1M.
18.54% net worth ratio against 18.26%.
65.28% loan-to-share ratio against 70.07%.
1.18% delinquency ratio against 1.64%.
0.20% return on assets against 0.46%; 1.08% return on equity against 2.52%.
5.12% net interest margin against 5.33%.
844 members against 867.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 18.54% | 0.20% | 1.18% | 65.28% |
| March 31, 2026 | 19.10% | 0.86% | 2.54% | 67.91% |
| December 31, 2025 | 19.09% | -0.17% | 1.09% | 67.79% |
| September 30, 2025 | 18.37% | 1.07% | 1.70% | 68.39% |
| June 30, 2025 | 18.26% | 0.46% | 1.64% | 70.07% |
| March 31, 2025 | 18.12% | -1.37% | 1.76% | 76.55% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.