Du Pont Employees Credit Union Fort Madison, Iowa
Du Pont Employees Credit Union is a state-chartered credit union headquartered in Fort Madison, IA, established in 1949 (NCUA charter 62429), and it is regulated and insured by the NCUA. At Q2 2026 it reported 629 members and total assets of $6.8M (up 3.5% from Q2 2025), the 55th largest of 65 credit unions headquartered in Iowa. Its net worth ratio was 11.83% at Q2 2026, in the well capitalized band.
Also written as Du Pont Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62429
- Headquarters
- Fort Madison, IA
- Established
- 1949
- Total assets, Q2 2026
- $6.8M
- Assets vs Q2 2025
- +3.5%
- Members, Q2 2026
- 629
- Net worth ratio, Q2 2026
- 11.83%
- Latest call report
- Q2 2026, NCUA 5300 · Du Pont Employees Credit Union call report
- Asset rank in state
- 55th of 65 in Iowa
- Routing number
- 273974989
- Branches
- 1
It has 22 more members than on June 30, 2025 (+3.6%). Its net worth ratio was down 0.19 percentage points from 12.02% on June 30, 2025. Used vehicle loans are its largest loan category, $2.7M of $4.4M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Iowa
Frequently asked about Du Pont Employees Credit Union
How big is Du Pont Employees Credit Union?
At Q2 2026 it reported total assets of $6.8M and 629 members.
Where is Du Pont Employees Credit Union headquartered?
It is headquartered in Fort Madison, IA, United States.
When was Du Pont Employees Credit Union founded?
It was established in 1949, per NCUA records.
Is Du Pont Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62429): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Du Pont Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Du Pont Employees Credit Union well capitalized?
Its net worth ratio was 11.83% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Du Pont Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 73.00% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fort Madison, IA 52627
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1949
- NCUA Charter #
- 62429
- RSSD ID
- 640899
- Members
- 629
- Potential members
- 675
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.83% | 14.31% | 30th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.45% | 0.72% | 79th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 12.27% | 4.74% | 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.02% | 3.93% | 18th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 52.59% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.10% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.12% | 4.70% | 67th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 73.00% | 58.92% | 71st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$6.8M total assets against $6.6M; $6.0M total shares and deposits against $5.8M; $4.4M total loans against $4.2M.
$802K net worth against $788K.
11.83% net worth ratio against 12.02%.
73.00% loan-to-share ratio against 72.53%.
1.45% return on assets against 1.12%; 12.27% return on equity against 9.32%.
3.02% net interest margin against 2.71%.
629 members against 607.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.83% | 1.45% | — | 73.00% |
| March 31, 2026 | 11.75% | 1.45% | — | 72.16% |
| December 31, 2025 | 11.87% | -1.48% | — | 77.39% |
| September 30, 2025 | 12.65% | 1.44% | 1.07% | 77.35% |
| June 30, 2025 | 12.02% | 1.12% | — | 72.53% |
| March 31, 2025 | 11.87% | 1.39% | — | 68.15% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.