Credit Union Safety Analysis
Is Du Pont Employees Credit Union Safe? Fort Madison, Iowa
Based on its Q2 2026 NCUA 5300 call report, Du Pont Employees Credit Union has a net worth ratio of 11.83%, at the NCUA level for well capitalized, its 60-day delinquency ratio is not reported, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Du Pont Employees Credit Union's net worth ratio is 11.83%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 11.83%
- Delinquency ratio (60+ days) (Q2 2026): not reported
- Return on assets (Q2 2026): 1.45%
- Loan-to-share ratio (Q2 2026): 73.00%
Du Pont Employees Credit Union (NCUA charter 62429, established 1949) reported $6.8M in assets and 629 members for Q2 2026 from Fort Madison, Iowa. It ranks 55 of 65 credit unions in Iowa by total assets. Total assets grew 3.5% from $6.6M on June 30, 2025. It has 22 more members than on June 30, 2025 (+3.6%). Its net worth ratio was down 0.19 percentage points from 12.02% on June 30, 2025. Used vehicle loans are its largest loan category, $2.7M of $4.4M in total loans on its June 30, 2026 filing.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 11.75% for Q1 2026; 12.02% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.45% for Q1 2026; 1.12% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 72.16% for Q1 2026; 72.53% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $2.7M
- New vehicle loans: $994K
- Other unsecured loans and lines of credit: $506K
- Other secured non-real estate loans and lines of credit: $183K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $6.8M | 11.83% | — | 1.45% | 73.00% |
| March 31, 2026 | $6.6M | 11.75% | — | 1.45% | 72.16% |
| December 31, 2025 | $6.4M | 11.87% | — | -1.48% | 77.39% |
| September 30, 2025 | $6.4M | 12.65% | 1.07% | 1.44% | 77.35% |
| June 30, 2025 | $6.6M | 12.02% | — | 1.12% | 72.53% |
| March 31, 2025 | $6.5M | 11.87% | — | 1.39% | 68.15% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Du Pont Employees Credit Union profile
Regulator records: NCUA credit union profile (charter 62429) · FFIEC NIC profile (RSSD 640899)
Frequently asked questions
Is Du Pont Employees Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Du Pont Employees Credit Union's net worth ratio is 11.83%, above the 7% NCUA threshold for well capitalized.
Is Du Pont Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Du Pont Employees Credit Union is a federally insured credit union (NCUA charter 62429): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Du Pont Employees Credit Union's key safety ratios?
For Q2 2026, Du Pont Employees Credit Union reports net worth 11.83%, delinquency not reported, ROA 1.45%, loan-to-share 73.00%.
What happens to my money if Du Pont Employees Credit Union fails?
For Q2 2026, Du Pont Employees Credit Union held $6.0M in shares and deposits for 629 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.