Antioch Baptist Church Credit Union, Inc. Cleveland, Ohio
Antioch Baptist Church Credit Union, Inc. is a state-chartered credit union headquartered in Cleveland, OH, established in 1947 (NCUA charter 96660), and it is regulated and insured by the NCUA. At Q2 2026 it reported 754 members and total assets of $2.7M (down 7.7% from Q2 2025), the 183rd largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 33.59% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 96660
- Headquarters
- Cleveland, OH
- Established
- 1947
- Total assets, Q2 2026
- $2.7M
- Assets vs Q2 2025
- -7.7%
- Members, Q2 2026
- 754
- Net worth ratio, Q2 2026
- 33.59%
- Latest call report
- Q2 2026, NCUA 5300 · Antioch Baptist Church Credit Union, Inc. call report
- Asset rank in state
- 183rd of 191 in Ohio
- Routing number
- 241074905
- Branches
- 2
It has 29 more members than on June 30, 2025 (+4.0%). Its net worth ratio was up 1.80 percentage points from 31.79% on June 30, 2025. New vehicle loans are its largest loan category, $186K of $288K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 7.55% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 33.59% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Ohio
Frequently asked about Antioch Baptist Church Credit Union, Inc.
How big is Antioch Baptist Church Credit Union, Inc.?
At Q2 2026 it reported total assets of $2.7M and 754 members.
Where is Antioch Baptist Church Credit Union, Inc. headquartered?
It is headquartered in Cleveland, OH, United States.
When was Antioch Baptist Church Credit Union, Inc. founded?
It was established in 1947, per NCUA records.
Is Antioch Baptist Church Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 96660): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Antioch Baptist Church Credit Union, Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Antioch Baptist Church Credit Union, Inc. well capitalized?
Its net worth ratio was 33.59% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Antioch Baptist Church Credit Union, Inc.'s delinquency ratio?
Its delinquency ratio was 7.55% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Antioch Baptist Church Credit Union, Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 16.04% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Cleveland, OH 44106
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1947
- NCUA Charter #
- 96660
- RSSD ID
- 733296
- Members
- 754
- Potential members
- 40,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 4 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 33.59% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.08% | 0.72% | 24th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.25% | 4.74% | 23rd bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 7.55% | 0.86% | under 10th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 1.25% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 16.04% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.7M total assets against $2.9M; $1.8M total shares and deposits against $2.0M; $288K total loans against $394K.
$908K net worth against $930K.
33.59% net worth ratio against 31.79%.
16.04% loan-to-share ratio against 19.75%.
7.55% delinquency ratio against 0.30%.
0.08% return on assets against 0.55%; 0.25% return on equity against 1.73%.
754 members against 725.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 33.59% | 0.08% | 7.55% | 16.04% |
| March 31, 2026 | 34.85% | -1.82% | 7.98% | 16.85% |
| December 31, 2025 | 33.77% | -0.98% | 6.64% | 19.02% |
| September 30, 2025 | 33.55% | -1.73% | 6.52% | 19.24% |
| June 30, 2025 | 31.79% | 0.55% | 0.30% | 19.75% |
| March 31, 2025 | 30.92% | 0.14% | 1.30% | 20.97% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.