M G Employees Federal Credit Union North Lewisburg, Ohio
M G Employees Federal Credit Union is a federal credit union headquartered in North Lewisburg, OH, established in 1974 (NCUA charter 21787), and it is regulated and insured by the NCUA. At Q2 2026 it reported 127 members and total assets of $2.1M (down 6.3% from Q2 2025), the 184th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 36.97% at Q2 2026, in the well capitalized band.
Also written as MG Employees FCU
BankRegReports is independent of M G Employees Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 21787
- Headquarters
- North Lewisburg, OH
- Established
- 1974
- Total assets, Q2 2026
- $2.1M
- Assets vs Q2 2025
- -6.3%
- Members, Q2 2026
- 127
- Net worth ratio, Q2 2026
- 36.97%
- Latest call report
- Q2 2026, NCUA 5300 · M G Employees Federal Credit Union call report
- Asset rank in state
- 184th of 191 in Ohio
- Routing number
- 244180210
- Branches
- 2
It has 4 fewer members than on June 30, 2025 (-3.1%). Its net worth ratio was up 2.13 percentage points from 34.84% on June 30, 2025. New vehicle loans are its largest loan category, $156K of $340K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Ohio
Frequently asked about M G Employees Federal Credit Union
How big is M G Employees Federal Credit Union?
At Q2 2026 it reported total assets of $2.1M and 127 members.
Where is M G Employees Federal Credit Union headquartered?
It is headquartered in North Lewisburg, OH, United States.
When was M G Employees Federal Credit Union founded?
It was established in 1974, per NCUA records.
Is M G Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 21787): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates M G Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is M G Employees Federal Credit Union well capitalized?
Its net worth ratio was 36.97% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is M G Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 26.06% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- North Lewisburg, OH 43060
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1974
- NCUA Charter #
- 21787
- RSSD ID
- 36184
- Members
- 127
- Potential members
- 5,310
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 36.97% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.77% | 0.72% | 52nd above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.09% | 4.74% | 32nd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.90% | 3.93% | 15th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 73.64% | 79.83% | 63rd above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.42% | 0.78% | 72nd above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.32% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 26.06% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.1M total assets against $2.2M; $1.3M total shares and deposits against $1.4M; $340K total loans against $332K.
$770K net worth against $774K.
36.97% net worth ratio against 34.84%.
26.06% loan-to-share ratio against 23.05%.
0.77% return on assets against 1.03%; 2.09% return on equity against 2.96%.
2.90% net interest margin against 2.90%.
127 members against 131.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 36.97% | 0.77% | — | 26.06% |
| March 31, 2026 | 36.47% | 0.49% | — | 23.67% |
| December 31, 2025 | 35.92% | -1.84% | — | 23.10% |
| September 30, 2025 | 34.25% | -1.81% | — | 24.15% |
| June 30, 2025 | 34.84% | 1.03% | — | 23.05% |
| March 31, 2025 | 35.20% | -0.28% | — | 22.04% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.