Augusta Health Care Credit Union, Incorporated Fishersville, Virginia
Augusta Health Care Credit Union, Incorporated is a state-chartered credit union headquartered in Fishersville, VA, established in 1964 (NCUA charter 66933), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,429 members and total assets of $15.2M (down 2.4% from Q2 2025), the 69th largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 21.10% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66933
- Headquarters
- Fishersville, VA
- Established
- 1964
- Total assets, Q2 2026
- $15.2M
- Assets vs Q2 2025
- -2.4%
- Members, Q2 2026
- 1,429
- Net worth ratio, Q2 2026
- 21.10%
- Latest call report
- Q2 2026, NCUA 5300 · Augusta Health Care Credit Union, Incorporated call report
- Asset rank in state
- 69th of 94 in Virginia
- Routing number
- 251483324
- Branches
- 1
It has 1 more member than on June 30, 2025 (+0.1%). Its net worth ratio was up 1.95 percentage points from 19.15% on June 30, 2025. Used vehicle loans are its largest loan category, $3.3M of $5.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.61% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 21.10% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Virginia
Frequently asked about Augusta Health Care Credit Union, Incorporated
How big is Augusta Health Care Credit Union, Incorporated?
At Q2 2026 it reported total assets of $15.2M and 1,429 members.
Where is Augusta Health Care Credit Union, Incorporated headquartered?
It is headquartered in Fishersville, VA, United States.
When was Augusta Health Care Credit Union, Incorporated founded?
It was established in 1964, per NCUA records.
Is Augusta Health Care Credit Union, Incorporated FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66933): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Augusta Health Care Credit Union, Incorporated?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Augusta Health Care Credit Union, Incorporated well capitalized?
Its net worth ratio was 21.10% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Augusta Health Care Credit Union, Incorporated's delinquency ratio?
Its delinquency ratio was 0.61% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Augusta Health Care Credit Union, Incorporated's loan-to-share ratio?
Its loan-to-share ratio was 48.78% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fishersville, VA 22939
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1964
- NCUA Charter #
- 66933
- RSSD ID
- 803591
- Members
- 1,429
- Potential members
- 3,100
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 21.10% | 14.31% | 79th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.36% | 0.72% | 76th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 6.43% | 4.74% | 61st above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.34% | 3.93% | 26th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 62.64% | 79.83% | 83rd top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.00% | 0.78% | 38th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.61% | 0.86% | 62nd above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.34% | 4.70% | 32nd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 48.78% | 58.92% | 35th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$15.2M total assets against $15.5M; $12.0M total shares and deposits against $12.6M; $5.8M total loans against $5.3M.
$3.2M net worth against $3.0M.
21.10% net worth ratio against 19.15%.
48.78% loan-to-share ratio against 42.55%.
0.61% delinquency ratio against 0.11%.
1.36% return on assets against 1.77%; 6.43% return on equity against 9.25%.
3.34% net interest margin against 3.43%.
1,429 members against 1,428.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 21.10% | 1.36% | 0.61% | 48.78% |
| March 31, 2026 | 21.16% | 1.58% | 0.04% | 48.79% |
| December 31, 2025 | 21.16% | 1.33% | 0.13% | 49.54% |
| September 30, 2025 | 20.08% | 1.74% | 0.06% | 45.11% |
| June 30, 2025 | 19.15% | 1.77% | 0.11% | 42.55% |
| March 31, 2025 | 19.56% | 1.83% | 0.17% | 46.91% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.