Richmond Virginia Fire Police Credit Union Inc. Richmond, Virginia
Richmond Virginia Fire Police Credit Union Inc. is a state-chartered credit union headquartered in Richmond, VA, established in 1929 (NCUA charter 66899), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,667 members and total assets of $21.2M (down 1.2% from Q2 2025), the 68th largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 15.43% at Q2 2026, in the well capitalized band.
BankRegReports is independent of Richmond Virginia Fire Police Credit Union Inc. and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66899
- Headquarters
- Richmond, VA
- Established
- 1929
- Total assets, Q2 2026
- $21.2M
- Assets vs Q2 2025
- -1.2%
- Members, Q2 2026
- 1,667
- Net worth ratio, Q2 2026
- 15.43%
- Latest call report
- Q2 2026, NCUA 5300 · Richmond Virginia Fire Police Credit Union Inc. call report
- Asset rank in state
- 68th of 94 in Virginia
- Routing number
- 251082411
- Branches
- 2
It has 31 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was up 1.50 percentage points from 13.93% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $4.8M of $11.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.55% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 15.43% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Virginia
Credit unions merged into Richmond Virginia Fire Police Credit Union Inc.
Frequently asked about Richmond Virginia Fire Police Credit Union Inc.
How big is Richmond Virginia Fire Police Credit Union Inc.?
At Q2 2026 it reported total assets of $21.2M and 1,667 members.
Where is Richmond Virginia Fire Police Credit Union Inc. headquartered?
It is headquartered in Richmond, VA, United States.
When was Richmond Virginia Fire Police Credit Union Inc. founded?
It was established in 1929, per NCUA records.
Is Richmond Virginia Fire Police Credit Union Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66899): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Richmond Virginia Fire Police Credit Union Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Richmond Virginia Fire Police Credit Union Inc. well capitalized?
Its net worth ratio was 15.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Richmond Virginia Fire Police Credit Union Inc.'s delinquency ratio?
Its delinquency ratio was 0.55% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Richmond Virginia Fire Police Credit Union Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 62.53% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Richmond, VA 23220
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1929
- NCUA Charter #
- 66899
- RSSD ID
- 248099
- Members
- 1,667
- Potential members
- 3,667
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.43% | 14.31% | 56th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.39% | 0.72% | 77th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 9.02% | 4.74% | 76th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.94% | 3.93% | 84th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 75.21% | 79.83% | 60th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.38% | 0.78% | 75th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.55% | 0.86% | 65th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.32% | 4.70% | 75th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 62.53% | 58.92% | 55th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$21.2M total assets against $21.4M; $17.6M total shares and deposits against $18.3M; $11.0M total loans against $10.8M.
$3.3M net worth against $3.0M.
15.43% net worth ratio against 13.93%.
62.53% loan-to-share ratio against 59.21%.
0.55% delinquency ratio against 0.73%.
1.39% return on assets against 1.24%; 9.02% return on equity against 8.89%.
4.94% net interest margin against 4.66%.
1,667 members against 1,698.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.43% | 1.39% | 0.55% | 62.53% |
| March 31, 2026 | 14.31% | 1.25% | 0.47% | 56.53% |
| December 31, 2025 | 14.30% | 1.33% | 0.59% | 57.94% |
| September 30, 2025 | 14.22% | 1.86% | 0.66% | 58.69% |
| June 30, 2025 | 13.93% | 1.24% | 0.73% | 59.21% |
| March 31, 2025 | 13.79% | 1.28% | 0.78% | 55.52% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.