Credit Union Safety Analysis
Is Richmond Virginia Fire Police Credit Union Inc. Safe? Richmond, Virginia
Based on its Q2 2026 NCUA 5300 call report, Richmond Virginia Fire Police Credit Union Inc. has a net worth ratio of 15.43%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.55%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Richmond Virginia Fire Police Credit Union Inc.'s net worth ratio is 15.43%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 15.43%
- Delinquency ratio (60+ days) (Q2 2026): 0.55%
- Return on assets (Q2 2026): 1.39%
- Loan-to-share ratio (Q2 2026): 62.53%
Richmond Virginia Fire Police Credit Union Inc. (NCUA charter 66899, established 1929) reported $21.2M in assets and 1,667 members for Q2 2026 from Richmond, Virginia. It ranks 68 of 94 credit unions in Virginia by total assets. Total assets fell 1.2% from $21.4M on June 30, 2025. It has 31 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was up 1.50 percentage points from 13.93% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $4.8M of $11.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.55% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 14.31% for Q1 2026; 13.93% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.47% for Q1 2026; 0.73% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.25% for Q1 2026; 1.24% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 56.53% for Q1 2026; 59.21% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $4.8M
- Used vehicle loans: $3.8M
- Other unsecured loans and lines of credit: $819K
- Unsecured credit card loans: $755K
- New vehicle loans: $446K
- Other secured non-real estate loans and lines of credit: $391K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $21.2M | 15.43% | 0.55% | 1.39% | 62.53% |
| March 31, 2026 | $22.3M | 14.31% | 0.47% | 1.25% | 56.53% |
| December 31, 2025 | $21.8M | 14.30% | 0.59% | 1.33% | 57.94% |
| September 30, 2025 | $21.7M | 14.22% | 0.66% | 1.86% | 58.69% |
| June 30, 2025 | $21.4M | 13.93% | 0.73% | 1.24% | 59.21% |
| March 31, 2025 | $21.2M | 13.79% | 0.78% | 1.28% | 55.52% |
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Free to use. It shows Richmond Virginia Fire Police Credit Union Inc.’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Richmond Virginia Fire Police Credit Union Inc. profile
Regulator records: NCUA credit union profile (charter 66899) · FFIEC NIC profile (RSSD 248099)
Frequently asked questions
Is Richmond Virginia Fire Police Credit Union Inc. well capitalized?
On its Q2 2026 NCUA 5300 call report, Richmond Virginia Fire Police Credit Union Inc.'s net worth ratio is 15.43%, above the 7% NCUA threshold for well capitalized.
Is Richmond Virginia Fire Police Credit Union Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. Richmond Virginia Fire Police Credit Union Inc. is a federally insured credit union (NCUA charter 66899): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Richmond Virginia Fire Police Credit Union Inc.'s key safety ratios?
For Q2 2026, Richmond Virginia Fire Police Credit Union Inc. reports net worth 15.43%, delinquency 0.55%, ROA 1.39%, loan-to-share 62.53%.
What happens to my money if Richmond Virginia Fire Police Credit Union Inc. fails?
For Q2 2026, Richmond Virginia Fire Police Credit Union Inc. held $17.6M in shares and deposits for 1,667 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.