Aurora Firefighters Credit Union Aurora, Illinois
Aurora Firefighters Credit Union is a state-chartered credit union headquartered in Aurora, IL, established in 1944 (NCUA charter 61425), and it is regulated and insured by the NCUA. At Q2 2026 it reported 445 members and total assets of $2.7M (up 4.6% from Q2 2025), the 150th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 16.05% at Q2 2026, in the well capitalized band.
Also written as Aurora Firefighters CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61425
- Headquarters
- Aurora, IL
- Established
- 1944
- Total assets, Q2 2026
- $2.7M
- Assets vs Q2 2025
- +4.6%
- Members, Q2 2026
- 445
- Net worth ratio, Q2 2026
- 16.05%
- Latest call report
- Q2 2026, NCUA 5300 · Aurora Firefighters Credit Union call report
- Asset rank in state
- 150th of 185 in Illinois
- Routing number
- 271975485
- Branches
- 1
It has 14 fewer members than on June 30, 2025 (-3.1%). Its net worth ratio was up 0.68 percentage points from 15.37% on June 30, 2025. Used vehicle loans are its largest loan category, $383K of $1.0M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Illinois
Frequently asked about Aurora Firefighters Credit Union
How big is Aurora Firefighters Credit Union?
At Q2 2026 it reported total assets of $2.7M and 445 members.
Where is Aurora Firefighters Credit Union headquartered?
It is headquartered in Aurora, IL, United States.
When was Aurora Firefighters Credit Union founded?
It was established in 1944, per NCUA records.
Is Aurora Firefighters Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61425): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Aurora Firefighters Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Aurora Firefighters Credit Union well capitalized?
Its net worth ratio was 16.05% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Aurora Firefighters Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 44.99% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Aurora, IL 60505
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1944
- NCUA Charter #
- 61425
- RSSD ID
- 1003295
- Members
- 445
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 16.05% | 14.31% | 59th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.91% | 0.72% | 58th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 5.70% | 4.74% | 56th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.52% | 3.93% | 74th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 80.05% | 79.83% | 50th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.28% | 0.78% | 81st top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.80% | 4.70% | 54th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 44.99% | 58.92% | 29th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.7M total assets against $2.6M; $2.3M total shares and deposits against $2.2M; $1.0M total loans against $1.5M.
$432K net worth against $396K.
16.05% net worth ratio against 15.37%.
44.99% loan-to-share ratio against 70.95%.
0.91% return on assets against 1.53%; 5.70% return on equity against 9.95%.
4.52% net interest margin against 4.86%.
445 members against 459.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 16.05% | 0.91% | — | 44.99% |
| March 31, 2026 | 15.31% | 1.37% | 0.44% | 50.42% |
| December 31, 2025 | 14.96% | 0.68% | — | 53.57% |
| September 30, 2025 | 15.29% | 2.40% | — | 63.16% |
| June 30, 2025 | 15.37% | 1.53% | — | 70.95% |
| March 31, 2025 | 14.07% | 1.64% | — | 66.86% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.