Hershey Robinson Employees Credit Union Robinson, Illinois
Hershey Robinson Employees Credit Union is a state-chartered credit union headquartered in Robinson, IL, established in 1973 (NCUA charter 61518), and it is regulated and insured by the NCUA. At Q2 2026 it reported 723 members and total assets of $3.3M (up 0.8% from Q2 2025), the 148th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 25.00% at Q2 2026, in the well capitalized band.
Also written as Hershey Robinson Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61518
- Headquarters
- Robinson, IL
- Established
- 1973
- Total assets, Q2 2026
- $3.3M
- Assets vs Q2 2025
- +0.8%
- Members, Q2 2026
- 723
- Net worth ratio, Q2 2026
- 25.00%
- Latest call report
- Q2 2026, NCUA 5300 · Hershey Robinson Employees Credit Union call report
- Asset rank in state
- 148th of 185 in Illinois
- Routing number
- 281277461
- Branches
- 2
It has 44 more members than on June 30, 2025 (+6.5%). Its net worth ratio was up 1.11 percentage points from 23.89% on June 30, 2025. Used vehicle loans are its largest loan category, $1.1M of $1.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.37% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 25.00% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Illinois
Frequently asked about Hershey Robinson Employees Credit Union
How big is Hershey Robinson Employees Credit Union?
At Q2 2026 it reported total assets of $3.3M and 723 members.
Where is Hershey Robinson Employees Credit Union headquartered?
It is headquartered in Robinson, IL, United States.
When was Hershey Robinson Employees Credit Union founded?
It was established in 1973, per NCUA records.
Is Hershey Robinson Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61518): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Hershey Robinson Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Hershey Robinson Employees Credit Union well capitalized?
Its net worth ratio was 25.00% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Hershey Robinson Employees Credit Union's delinquency ratio?
Its delinquency ratio was 1.37% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Hershey Robinson Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 66.74% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Robinson, IL 62454
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1973
- NCUA Charter #
- 61518
- RSSD ID
- 906894
- Members
- 723
- Potential members
- 877
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 25.00% | 14.31% | 88th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.21% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.83% | 4.74% | 76th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.55% | 3.93% | 75th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 52.30% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.94% | 0.78% | 41st below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.37% | 0.86% | 38th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.49% | 4.70% | 78th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 66.74% | 58.92% | 62nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.3M total assets against $3.3M; $2.5M total shares and deposits against $2.5M; $1.6M total loans against $1.8M.
$821K net worth against $779K.
25.00% net worth ratio against 23.89%.
66.74% loan-to-share ratio against 72.29%.
1.37% delinquency ratio against 0.31%.
2.21% return on assets against 2.01%; 8.83% return on equity against 8.43%.
4.55% net interest margin against 4.24%.
723 members against 679.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 25.00% | 2.21% | 1.37% | 66.74% |
| March 31, 2026 | 25.23% | 1.50% | 1.55% | 69.86% |
| December 31, 2025 | 25.81% | 0.92% | 0.17% | 72.14% |
| September 30, 2025 | 22.57% | 1.27% | 0.25% | 69.04% |
| June 30, 2025 | 23.89% | 2.01% | 0.31% | 72.29% |
| March 31, 2025 | 23.93% | 1.02% | 0.41% | 76.52% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.