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B. Braun Federal Credit Union Allentown, Pennsylvania

B. Braun Federal Credit Union is a federal credit union headquartered in Allentown, PA, established in 1980 (NCUA charter 23725), and it is regulated and insured by the NCUA. At Q2 2026 it reported 883 members and total assets of $1.9M (down 6.6% from Q2 2025), the 254th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 25.11% at Q2 2026, in the well capitalized band.

Also written as B. Braun FCU

BankRegReports is independent of B. Braun Federal Credit Union and never asks for online banking logins or passwords.

Allentown, PA Credit Union Est. 1980 NCUA #23725 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
23725
Headquarters
Allentown, PA
Established
1980
Total assets, Q2 2026
$1.9M
Assets vs Q2 2025
-6.6%
Members, Q2 2026
883
Net worth ratio, Q2 2026
25.11%
Latest call report
Q2 2026, NCUA 5300 · B. Braun Federal Credit Union call report
Asset rank in state
254th of 269 in Pennsylvania
Routing number
231388410
Branches
4

It has 25 more members than on June 30, 2025 (+2.9%). Its net worth ratio was up 4.28 percentage points from 20.83% on June 30, 2025. New vehicle loans are its largest loan category, $130K of $279K in total loans on its June 30, 2026 filing.

Frequently asked about B. Braun Federal Credit Union

How big is B. Braun Federal Credit Union?

At Q2 2026 it reported total assets of $1.9M and 883 members.

Where is B. Braun Federal Credit Union headquartered?

It is headquartered in Allentown, PA, United States.

When was B. Braun Federal Credit Union founded?

It was established in 1980, per NCUA records.

Is B. Braun Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 23725): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates B. Braun Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is B. Braun Federal Credit Union well capitalized?

Its net worth ratio was 25.11% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is B. Braun Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 19.29% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Allentown, PA 18109
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1980
NCUA Charter #
23725
RSSD ID
966692
Members
883
Potential members
1,500

Size & Membership

Total assets $1.9M
Total shares & deposits $1.4M
Total loans $279K
  New vehicle loans$130K
  Used vehicle loans$99K
  Other unsecured loans and lines of credit$49K
Members 883

Profitability

Q2 annualized
Return on assets (ROA) 2.10%YTD 2.34%
Return on equity (ROE) 8.35%YTD 9.43%
Net interest margin 3.44%YTD 3.60%
Efficiency ratio 39.08%
Cost of funds 0.21%

Capital & Asset Quality

Net worth $486K
Net worth ratio 25.11%
Net worth category Well capitalized
Delinquency ratio —
Loan-to-share ratio 19.29%
Yield on assets 3.65%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 6 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 25.11% 14.31% 88th top
Return on assets Middle half of peers: 0.16% to 1.30% 2.10% 0.72% over 90th top
Return on equity Middle half of peers: 1.04% to 8.69% 8.35% 4.74% 73rd above
Net interest margin Middle half of peers: 3.31% to 4.53% 3.44% 3.93% 30th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 39.08% 79.83% over 90th top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.21% 0.78% 86th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% not on file 0.86% not on file
Yield on assets Middle half of peers: 4.21% to 5.32% 3.65% 4.70% under 10th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 19.29% 58.92% under 10th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$1.9M total assets against $2.1M; $1.4M total shares and deposits against $1.6M; $279K total loans against $458K.

Net worth

$486K net worth against $431K.

Net worth ratio

25.11% net worth ratio against 20.83%.

Loan-to-share ratio

19.29% loan-to-share ratio against 27.94%.

Return on assets and return on equity

2.10% return on assets against 3.48%; 8.35% return on equity against 16.73%.

Net interest margin

3.44% net interest margin against 3.94%.

Members

883 members against 858.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 25.11% 2.10% — 19.29%
March 31, 2026 22.84% 2.35% — 20.15%
December 31, 2025 24.46% 2.68% — 25.59%
September 30, 2025 21.10% 3.60% — 25.28%
June 30, 2025 20.83% 3.48% — 27.94%
March 31, 2025 19.69% 1.77% — 25.63%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.