Berylco Employees Credit Union Hamburg, Pennsylvania
Berylco Employees Credit Union is a state-chartered credit union headquartered in Hamburg, PA, established in 1975 (NCUA charter 62656), and it is regulated and insured by the NCUA. At Q2 2026 it reported 119 members and total assets of $1.7M (down 4.9% from Q2 2025), the 256th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 61.10% at Q2 2026, in the well capitalized band.
Also written as Berylco Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62656
- Headquarters
- Hamburg, PA
- Established
- 1975
- Total assets, Q2 2026
- $1.7M
- Assets vs Q2 2025
- -4.9%
- Members, Q2 2026
- 119
- Net worth ratio, Q2 2026
- 61.10%
- Latest call report
- Q2 2026, NCUA 5300 · Berylco Employees Credit Union call report
- Asset rank in state
- 256th of 269 in Pennsylvania
- Routing number
- 231385358
- Branches
- 1
It has 14 fewer members than on June 30, 2025 (-10.5%). Its net worth ratio was up 3.32 percentage points from 57.78% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $93K of $236K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Pennsylvania
Frequently asked about Berylco Employees Credit Union
How big is Berylco Employees Credit Union?
At Q2 2026 it reported total assets of $1.7M and 119 members.
Where is Berylco Employees Credit Union headquartered?
It is headquartered in Hamburg, PA, United States.
When was Berylco Employees Credit Union founded?
It was established in 1975, per NCUA records.
Is Berylco Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62656): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Berylco Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Berylco Employees Credit Union well capitalized?
Its net worth ratio was 61.10% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Berylco Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 36.49% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Hamburg, PA 19526
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1975
- NCUA Charter #
- 62656
- RSSD ID
- 799096
- Members
- 119
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 5 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 61.10% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.42% | 0.72% | 37th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.69% | 4.74% | 24th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.67% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.35% | 0.78% | 76th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.03% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 36.49% | 58.92% | 18th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.7M total assets against $1.8M; $648K total shares and deposits against $739K; $236K total loans against $283K.
$1.0M net worth against $1.0M.
61.10% net worth ratio against 57.78%.
36.49% loan-to-share ratio against 38.29%.
0.42% return on assets against 0.38%; 0.69% return on equity against 0.65%.
2.67% net interest margin against 2.61%.
119 members against 133.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 61.10% | 0.42% | — | 36.49% |
| March 31, 2026 | 60.39% | 0.32% | — | 35.07% |
| December 31, 2025 | 59.60% | 0.22% | — | 36.19% |
| September 30, 2025 | 59.40% | 0.46% | — | 38.72% |
| June 30, 2025 | 57.78% | 0.38% | — | 38.29% |
| March 31, 2025 | 57.54% | 0.07% | — | 32.25% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.