Errl Federal Credit Union Wyndmoor, Pennsylvania
Errl Federal Credit Union is a federal credit union headquartered in Wyndmoor, PA, established in 1942 (NCUA charter 4871), and it is regulated and insured by the NCUA. At Q2 2026 it reported 189 members and total assets of $1.0M (down 3.4% from Q2 2025), the 259th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 10.63% at Q2 2026, in the well capitalized band.
Also written as Errl FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 4871
- Headquarters
- Wyndmoor, PA
- Established
- 1942
- Total assets, Q2 2026
- $1.0M
- Assets vs Q2 2025
- -3.4%
- Members, Q2 2026
- 189
- Net worth ratio, Q2 2026
- 10.63%
- Latest call report
- Q2 2026, NCUA 5300 · Errl Federal Credit Union call report
- Asset rank in state
- 259th of 269 in Pennsylvania
- Routing number
- 236083215
- Branches
- 2
It has 12 fewer members than on June 30, 2025 (-6.0%). Its net worth ratio was down 0.01 percentage points from 10.64% on June 30, 2025. New vehicle loans are its largest loan category, $153K of $350K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Pennsylvania
Frequently asked about Errl Federal Credit Union
How big is Errl Federal Credit Union?
At Q2 2026 it reported total assets of $1.0M and 189 members.
Where is Errl Federal Credit Union headquartered?
It is headquartered in Wyndmoor, PA, United States.
When was Errl Federal Credit Union founded?
It was established in 1942, per NCUA records.
Is Errl Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 4871): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Errl Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Errl Federal Credit Union well capitalized?
Its net worth ratio was 10.63% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Errl Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 39.21% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Wyndmoor, PA 19038
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1942
- NCUA Charter #
- 4871
- RSSD ID
- 25870
- Members
- 189
- Potential members
- 300
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 10.63% | 14.31% | 21st bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | -0.99% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -9.31% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.37% | 3.93% | 68th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 77.73% | 79.83% | 54th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.23% | 0.78% | 85th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.59% | 4.70% | 45th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 39.21% | 58.92% | 22nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.0M total assets against $1.0M; $892K total shares and deposits against $923K; $350K total loans against $361K.
$106K net worth against $110K.
10.63% net worth ratio against 10.64%.
39.21% loan-to-share ratio against 39.12%.
-0.99% return on assets against -2.19%; -9.31% return on equity against -20.59%.
4.37% net interest margin against 2.97%.
189 members against 201.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.63% | -0.99% | — | 39.21% |
| March 31, 2026 | 10.61% | 0.07% | — | 38.52% |
| December 31, 2025 | 10.64% | 0.33% | 1.49% | 36.55% |
| September 30, 2025 | 10.49% | -0.97% | 1.36% | 39.56% |
| June 30, 2025 | 10.64% | -2.19% | — | 39.12% |
| March 31, 2025 | 10.37% | -3.53% | 1.85% | 41.07% |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.