Beckstrand and Associates Employees Credit Union Salt Lake City, Utah
Beckstrand and Associates Employees Credit Union is a state-chartered credit union headquartered in Salt Lake City, UT, established in 1984 (NCUA charter 67140), and it is regulated and insured by the NCUA. At Q2 2026 it reported 16 members and total assets of $166K (down 29.0% from Q2 2025), the 50th largest of 50 credit unions headquartered in Utah. Its net worth ratio was 99.93% at Q2 2026, in the well capitalized band.
Also written as Beckstrand and Associates Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67140
- Headquarters
- Salt Lake City, UT
- Established
- 1984
- Total assets, Q2 2026
- $166K
- Assets vs Q2 2025
- -29.0%
- Members, Q2 2026
- 16
- Net worth ratio, Q2 2026
- 99.93%
- Latest call report
- Q2 2026, NCUA 5300 · Beckstrand and Associates Employees Credit Union call report
- Asset rank in state
- 50th of 50 in Utah
- Branches
- 1
It had the same number of members on June 30, 2025. Its net worth ratio was up 30.86 percentage points from 69.07% on June 30, 2025.
Credit unions similar in size in Utah
Frequently asked about Beckstrand and Associates Employees Credit Union
How big is Beckstrand and Associates Employees Credit Union?
At Q2 2026 it reported total assets of $166K and 16 members.
Where is Beckstrand and Associates Employees Credit Union headquartered?
It is headquartered in Salt Lake City, UT, United States.
When was Beckstrand and Associates Employees Credit Union founded?
It was established in 1984, per NCUA records.
Is Beckstrand and Associates Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67140): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Beckstrand and Associates Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Beckstrand and Associates Employees Credit Union well capitalized?
Its net worth ratio was 99.93% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
Credit Union Profile
- Headquarters
- Salt Lake City, UT 84121
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1984
- NCUA Charter #
- 67140
- RSSD ID
- 1019643
- Members
- 16
- Potential members
- 5,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 3 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 99.93% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.73% | 0.72% | 86th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.73% | 4.74% | 30th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.00% | 4.70% | 62nd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | not on file | 58.92% | not on file |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$166K total assets against $234K; $115 total shares and deposits against $115.
$166K net worth against $162K.
99.93% net worth ratio against 69.07%.
1.73% return on assets against 1.50%; 1.73% return on equity against 2.17%.
16 members against 16.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 99.93% | 1.73% | — | — |
| March 31, 2026 | 99.93% | 0.97% | — | — |
| December 31, 2025 | 99.72% | 0.87% | — | — |
| September 30, 2025 | 92.94% | 5.00% | — | — |
| June 30, 2025 | 69.07% | 1.50% | — | — |
| March 31, 2025 | 87.56% | 1.42% | — | — |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.